Underwriter Fresher And Experienced

Underwriter Fresher And Experienced - Job DescriptionUnderwriter Fresher And Experienced

Role & Responsibilities

• Meet or exceed quality assurance standards.
• Underwriting of home/mortgage loan credit assessment, demonstrating high-level judgement in assessing applicants' creditworthiness.
• Loan construction and investigation.
• Apply lending/credit policy, product, and mortgage insurance guidelines, adhering to Group/Australian Credit Policy and Code of Banking Practice to maximize revenue and minimize risk.
• Research customer requests by gathering all relevant information and data, ensuring all available avenues and sources of information are investigated.
• Ensure all research and investigation is accurately recorded, including supporting evidence and documentation.
• External stakeholder communication via calls, emails, and chat.
• Exercise thorough creditworthiness assessment and sound decision-making.
• Change management and delivery of desired strategic outcomes.
• Ensure processes are followed to meet audit and risk compliance.
• Achieve progression to appropriate skill levels within agreed timeframes.
• Build and collaborate with colleagues to enable objectives to be met.

Preferred Candidate Profile

• MBA in Finance for freshers.
• Good communication skills.

Ready to work in rotational shifts.

Perks and Benefits

• Incentives
• Cab Facility