Senior Underwriter - Property & Casualty

As a highly skilled and analytical Senior Underwriter specializing in Property & Casualty (P&C) lines of business, your role at our esteemed insurance firm in Delhi will be critical to the profitability and growth of our underwriting operations. You must have a deep understanding of risk assessment, pricing strategies, and market dynamics within the P&C sector. Your responsibilities will include:

• Analyzing and underwriting new and renewal P&C insurance applications, ensuring adherence to company guidelines and risk appetite.
• Assessing complex risks such as commercial properties, general liability, and auto fleet exposures, and determining appropriate coverage and pricing.
• Developing and maintaining strong relationships with brokers and agents, understanding their needs, and providing expert guidance.
• Utilizing data analytics and market intelligence to inform underwriting decisions and identify growth opportunities.
• Pricing policies accurately to achieve profitability targets while remaining competitive in the market.
• Reviewing policy terms and conditions, endorsements, and exclusions to ensure clarity and compliance.
• Collaborating with claims, actuarial, and legal departments to manage complex cases and mitigate potential losses.
• Mentoring and training junior underwriters, providing guidance on technical skills and decision-making.
• Contributing to the development and refinement of underwriting policies and procedures.
• Monitoring portfolio performance, identifying trends, and emerging risks.

Qualifications required for this role include:

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Relevant professional designations (e.g., ACII, CPCU) are highly desirable.
• Minimum of 7 years of progressive experience in P&C insurance underwriting, with a significant focus on commercial lines.
• Proven track record of successful underwriting, demonstrating strong analytical and decision-making skills.
• In-depth knowledge of P&C insurance products, regulations, and market trends.
• Expertise in risk assessment, pricing methodologies, and financial analysis.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to build and maintain strong relationships with internal and external stakeholders.
• Proficiency in underwriting software and data analysis tools.
• Strong commitment to ethical practices and professional development.

This opportunity in Delhi with a leading insurance provider is a great chance for a seasoned underwriter to advance their career and contribute to our company's success. As a highly skilled and analytical Senior Underwriter specializing in Property & Casualty (P&C) lines of business, your role at our esteemed insurance firm in Delhi will be critical to the profitability and growth of our underwriting operations. You must have a deep understanding of risk assessment, pricing strategies, and market dynamics within the P&C sector. Your responsibilities will include:

• Analyzing and underwriting new and renewal P&C insurance applications, ensuring adherence to company guidelines and risk appetite.
• Assessing complex risks such as commercial properties, general liability, and auto fleet exposures, and determining appropriate coverage and pricing.
• Developing and maintaining strong relationships with brokers and agents, understanding their needs, and providing expert guidance.
• Utilizing data analytics and market intelligence to inform underwriting decisions and identify growth opportunities.
• Pricing policies accurately to achieve profitability targets while remaining competitive in the market.
• Reviewing policy terms and conditions, endorsements, and exclusions to ensure clarity and compliance.
• Collaborating with claims, actuarial, and legal departments to manage complex cases and mitigate potential losses.
• Mentoring and training junior underwriters, providing guidance on technical skills and decision-making.
• Contributing to the development and refinement of underwriting policies and procedures.
• Monitoring portfolio performance, identifying trends, and emerging risks.

Qualifications required for this role include:

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Relevant professional designations (e.g., ACII, CPCU) are highly desirable.
• Minimum of 7 years of progressive experience in P&C insurance underwriting, with a significant focus on commercial lines.
• Proven track record of successful underwriting, demonstrating strong analytical and decision-making skills.
• In-depth knowledge of P&C insurance products, regulations, and market trends.
• Expertise in risk assessment, pricing methodologies, and financial analysis.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to build and maintain strong relationships with internal and external stakeholders.
• Proficiency in underwriting software and data analysis tools.
• Strong commitment to