Senior Claims Adjuster

Our client is looking for a dedicated and experienced Senior Claims Adjuster to join their reputable insurance company in Chandigarh, Chandigarh, IN . This role is essential for efficiently managing and settling insurance claims, ensuring fairness to policyholders while protecting the company's interests. The ideal candidate will have a comprehensive understanding of insurance policies, claims investigation procedures, and relevant legal statutes. You will be responsible for investigating, evaluating, negotiating, and settling a wide range of insurance claims, including property, casualty, and liability claims. Key duties involve conducting thorough fact-finding, interviewing claimants and witnesses, inspecting damaged property, and determining coverage based on policy terms. The successful applicant will possess excellent analytical and problem-solving skills to assess liability and damages accurately. Strong negotiation skills are crucial for reaching fair settlements with claimants and their representatives. This position requires meticulous attention to detail to ensure all claims documentation is accurate and complete, adhering to company policies and regulatory requirements. You will also be responsible for managing a caseload of claims, prioritizing tasks, and meeting performance targets for turnaround time and customer satisfaction. Building and maintaining positive relationships with policyholders, legal counsel, and other stakeholders is paramount. If you are a detail-oriented, empathetic, and highly competent insurance professional seeking a challenging and rewarding role, we encourage you to apply.

Responsibilities: Investigate, evaluate, and settle insurance claims in accordance with policy provisions and company guidelines. Conduct thorough field investigations, including property inspections and damage assessments. Interview claimants, witnesses, and other parties involved in the claim. Determine coverage and liability based on policy terms, conditions, and applicable laws. Negotiate settlements with claimants and their representatives to achieve fair resolutions. Manage a caseload of claims efficiently, prioritizing tasks and meeting deadlines. Maintain accurate and detailed claim files and documentation. Ensure compliance with all relevant insurance regulations and industry standards. Provide exceptional customer service throughout the claims process. Collaborate with legal counsel and other external parties as needed. Qualifications: Bachelor's degree in Business Administration, Finance, or a related field. Minimum of 5 years of experience as a claims adjuster in the insurance industry. Proven experience handling various types of insurance claims (e.g., property, auto, casualty). Strong understanding of insurance policies, claims investigation techniques, and legal principles. Excellent analytical, problem-solving, and decision-making skills. Proficiency in claims management software and related tools. Exceptional negotiation and communication skills. High level of integrity and attention to detail. Ability to work independently and manage time effectively.