Territory Manager-Cross Sell (SME Loans)
IDFC FIRST BankRole Overview
IDFC FIRST Bank is hiring a entry-level Territory Manager-Cross Sell (SME Loans). This is a full-time role in Indore. Part of IDFC FIRST Bank's Risk hiring. Full responsibilities, required qualifications, and the apply link are listed in the description below.
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Job Description
Job Requirements
About the Role
The Territory Manager – Cross Sell (SME Loans) is responsible for sourcing SME loan business through Direct Selling Agents (DSAs), Direct Sales Teams (DSTs), and existing channel partners. The role involves building and managing a high-quality loan portfolio while ensuring adherence to internal policies and regulatory guidelines. The incumbent will lead a team, foster strong relationships, and drive collaboration across stakeholders to support both sales growth and risk management. This role is critical in contributing to the bank’s broader objectives by balancing business development with operational discipline.
Key Responsibilities
Primary Responsibilities
- Source SME loan business through DSAs, DSTs, and other market channels.
- Build and manage a high-quality loan portfolio by minimizing delinquencies and rejections.
- Maintain strong relationships with channel partners to ensure consistent business flow.
- Monitor and adapt to changing market trends to identify new business opportunities.
- Ensure compliance with all internal policies and external regulatory requirements.
Secondary Responsibilities
- Provide insights and recommendations to improve processes and policies within the Retail Banking function.
- Promote a culture of collaboration, effective communication, and operational efficiency.
- Support the delivery of high-quality customer service through process improvements and team enablement.
What We Are Looking For
Education
- Graduation: Full time graduate in any discipline from a recognised institution.
Experience
- Minimum of 3 years of relevant experience in SME loan sales or related financial services.
Skills and Attributes
- Strong understanding of retail asset products and market dynamics
- Proven ability to manage sales channels and drive business acquisition
- Excellent communication and interpersonal skills
- High level of integrity and adherence to compliance standards
- Analytical mindset with the ability to identify trends and opportunities
- Team leadership and stakeholder management capabilities
Frequently Asked Questions
How do I apply for the Territory Manager-Cross Sell (SME Loans) position at IDFC FIRST Bank?
Use the Apply button above to submit your application directly to IDFC FIRST Bank. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.
Where is the Territory Manager-Cross Sell (SME Loans) position at IDFC FIRST Bank located?
This position is based in Indore. IDFC FIRST Bank has not indicated remote or hybrid options for this role, so candidates should plan for on-site work.
What does a Territory Manager-Cross Sell (SME Loans) at IDFC FIRST Bank earn?
IDFC FIRST Bank has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.
When was the Territory Manager-Cross Sell (SME Loans) role at IDFC FIRST Bank posted?
This role was posted on April 18, 2026 (51 days ago). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.
Is the Territory Manager-Cross Sell (SME Loans) role at IDFC FIRST Bank entry-level?
Yes. This is an entry-level position. Strong candidates typically have 0-2 years of relevant work experience, internships, or significant project work. Read the full description for any specific qualification requirements IDFC FIRST Bank has listed.
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