Bilingual Group Underwriter Level II

Bilingual Group Underwriter Level II

Location: Remote - Ontario

The total target compensation (TTC) range, including salary and target bonus, is $60,000 - $93,000. This TTC range is applicable to permanent roles only. The actual base salary offered within this range will be determined by the successful candidate’s skills and experience, as well as internal equity.

Empire Life is looking to hire a Group Underwriter II to join our Group Underwriting team! We are actively seeking candidates to fill a current, open position.

Why pursue this opportunity

Our mission - Provide expertise and intelligent solutions to help Canadians navigate life with confidence.

Join a transforming business - we are a medium-sized Canadian company in a stable industry that emphasizes the importance of innovation to use industry-leading technology.

Hone your skills - this is an opportunity that allows for you to grow your technical, and functional skills.

What you’ll be working on

• Ensure that both non complex & complex requests to quotes (<250 lives), amendments, and renewals are processed accurately and within established turnaround time to support business sales and profitability objectives
• Lead quoting, amending and renewal activity in both the non complex and complex space with a focus on establishing and growing long term partnerships
• Is able to use experience and judgment to interpret Underwriting guidelines in conjunction with, product and service knowledge to provide recommendations on optimal solutions to meet customer needs and requirements
• Appropriately documents underwriting decisions to support risk and pricing decisions
• Is able to make basic - intermediate level decisions on negotiations and market rates within defined parameters while being able to balance acquisition targets with profitability measures
• Provide consistent interpretation of group insurance policy terms to customers and distribution partners in support of strategic objectives
• Work collaboratively with other team members, inside and outside of underwriting to support quote, renewal and amendment outcomes to achieve strategic objectives
• Consults with Level III Underwriters or the Manager, Group Underwriting (Complex) on risk-related escalations
• Proactively engages with both internal and external stakeholders to engage in discussions to support with both client acquisition and retention; utilizes Underwriting leadership where necessary
• Acts as a point of contact with distribution partners and internal stakeholders; escalates issues to management as required
• Executes on consultative underwriting practices that include risk interpretation, pricing recommendation, partner collaboration while working within defined parameters

What we’re looking for you to have

• Bilingualism is required (French & English)
• 4+ years of work experience in the group insurance/financial services industry
• Proven knowledge of group benefits products, contractual provisions, risk assessment, and pricing methodologies with a proven ability to apply knowledge in practice
• Demonstrated experience and comfortability in interacting with group sales and service environments
• Proficient in Microsoft Office Suite
• Well-developed customer relations skills
• GBA or CEBS Designation
• Completion of a university degree or college diploma in a relevant field
• Financial analysis; trend analysis
• Ability to work independently and as a team member
• Ability to think logically, analyze, and provide creative solutions
• Ability to prioritize competing priorities while managing an ongoing workload
• If you are applying for a position which is open to applicants across Canada, unless otherwise indicated in the position, language proficiency in English is required for communicating with customers, advisors, or employees across Canada.
• Our hiring process includes AI screening for keywords and minimum qualifications. Recruiters review all results.

Beyond the salary

For permanent full-time positions, Empire Life offers a comprehensive total rewards package that includes:

• Hybrid work model
• Competitive salaries with annual pay increases
• Annual bonus program, which recognizes both strong company performance and individual contributions, for non sales positions
• Access to learning & development programs, and education/tuition reimbursement (role dependent), to support your professional growth and career advancement.
• Competitive uncapped commission, for sales positions
• A comprehensive employer-funded benefits package starting from day one of employment, that includes life insurance, health and dental and a generous health account
• Flexible work arrangements and an annual allotment of personal health days.
• Four weeks annual vacation from hire date
• A defined contribution pension plan with generous employer matching
• Top up programs for parental leave and compassionate leave
• Employer-sponsored wellness and recognition programs
• A cash employee referral program

To learn more about working at Empire Life, visit https://www.empire.ca/workatempire.

Get to know us

Empire life is proud to be an equal opportunity employer. We celebrate diversity, are committed to creating an inclusive environment, and welcome everyone to participate in our application process. We encourage those of all backgrounds and experiences to apply, even if you don't believe you meet each unique qualification outlined. Applicants will receive equal consideration without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, disability, or age.

Empire Life is proud to be an equal opportunity employer, dedicated to building an inclusive and barrier-free workplace. We welcome applications from people with disabilities and are committed to providing accommodations at any stage of the recruitment process. If you require a specific adjustment to help you present your best self, please let us know—we are happy to work with you. If you need this job posting in an alternative format or have any accessibility questions, please contact recruitment@empire.ca.