We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com What you'll be doing As Senior Counsel, Personal Banking, you’ll provide centralized legal advice within the Legal Department on e-commerce laws including AI related regulations and codes, and provide seamless advice in relation to these matters in the context of client contracts, including terms, conditions, and disclosures. You will also provide legal advance on personal banking products and processes, which may include providing advice on matters as diverse as lending or deposits, including tokenized deposits and related services such as debit cards, Interac e-Transfer services, and overdraft services, as well as the legislation and regulatory requirements that apply to them. Using strong judgment, broad legal knowledge, and a collaborative approach, you’ll work closely with business and functional partners to support Personal Banking priorities, negotiate with third parties, prepare and review client-facing materials, and advise on regulatory developments. In this role, you’ll help identify and manage legal and regulatory risk while developing practical guidance on emerging issues affecting the business. At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview. How you'll succeed Provide legal advice - Deliver proactive, practical legal advice grounded in the Bank Act, consumer protection legislation, and applicable codes of conduct. Support Personal Banking products and services by negotiating, drafting, and advising on legal and regulatory matters while helping to mitigate legal, regulatory, and reputational risk. You will actively track, monitor and communicate requirements in regards to developing laws in relation to AI. Conduct legal research and analysis - Research legal issues, prepare clear and well-supported legal opinions, and present recommendations to business partners and Legal colleagues as appropriate. Review policies, procedures, and client-facing materials to help ensure compliance with legal requirements and reduce exposure to risk. Support product and service development - Participate in initiatives related to product and service development by identifying legal considerations early, assessing potential risks, and contributing to practical mitigation strategies. Provide guidance on regulatory changes and emerging issues that may affect Personal Banking as well as ecommerce laws as they impact delivery of CIBC’s products and services to clients generally. Build strong partnerships - Develop and maintain effective working relationships with designated lines of business through open communication and a strong understanding of business priorities. Partner with Communications, Compliance, Risk, and other functional teams to resolve legal and regulatory issues and provide subject matter expertise. Collaborate across teams - Work closely with colleagues across the Legal Department to share legal knowledge, best practices, and industry insights. Engage external counsel, in consultation with leadership, to support efficient, cost-effective delivery and strong legal outcomes where needed. Who you are You’re a certified professional. You have been called to the Bar in Ontario and are a member in good standing. You have relevant experience. You bring at least six years of related experience, including significant experience gained at a top-tier law firm or a major corporation in corporate or commercial law. Experience with federal statutes such as the Bank Act or Canada Deposit Insurance Corporation Act, provincial or territorial consumer protection legislation, and deposit products is considered a strong asset. You bring strong legal and analytical judgment. You enjoy investigating complex issues, assessing risk, and turning detailed information into clear, practical advice. You’re confident communicating nuanced legal guidance in a way that is useful and actionable for your audience. You’re driven to make an impact. You’re motivated by delivering high-quality work and supporting meaningful business outcomes. You bring initiative, sound judgment, and a forward-looking mindset to evolving legal and regulatory issues. You look beyond the moment. You make decisions and take actions that create value today and in the future. You proactively identify opportunities, emerging trends, and potential challenges that may affect the business. Values matter to you. You bring your real self to work, and you live our values - trust, teamwork, and accountability. What CIBC Offers At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions What you need to know CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. Job Location Toronto-81 Bay, 20th Floor Employment Type Regular Weekly Hours 37.5 Skills AI Compliance, Business Law, Compliance Reviews, Corporate Law, E Commerce Law, Legal Consulting, Legal Opinions, Negotiation At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.