Individual Loan Officer Retail Mfb Ril Sales Nizamabad Vinayak Nagar J Grades Uttar Pradesh (India)
Tata CapitalJob Description
Role Overview:
As a Rural Individual Loan Sales Manager, your main objective is to drive business sales and achieve specific deliverables within the rural individual loan segment. This role requires you to focus on maintaining the highest portfolio quality by onboarding quality customers and ensuring efficient loan disbursements.
Key Responsibilities:
- Identify and source potential rural individual loan customers, ensuring adherence to internal processes and policies.
- Conduct business and house verifications, along with financial analysis, to determine the appropriate loan amount for each customer.
- Drive business growth in assigned territories, aiming for deeper market penetration and increased reach.
- Meet disbursement targets and productivity numbers, while maintaining expected collection efficiency and minimizing delinquency.
- Follow up with overdue customers to ensure timely repayment.
- Develop strong client relationships both internally and externally, establishing a solid brand identity with the customer base.
- Strive for the highest First Time Right (FTR) rate.
- Engage in continuous learning and development programs to enhance your skills.
- Adhere to the company's product, process, and policies.
Qualifications Required:
- Graduation in any discipline
(Note: Additional details about the company were not provided in the job description.) Role Overview:
As a Rural Individual Loan Sales Manager, your main objective is to drive business sales and achieve specific deliverables within the rural individual loan segment. This role requires you to focus on maintaining the highest portfolio quality by onboarding quality customers and ensuring efficient loan disbursements.
Key Responsibilities:
- Identify and source potential rural individual loan customers, ensuring adherence to internal processes and policies.
- Conduct business and house verifications, along with financial analysis, to determine the appropriate loan amount for each customer.
- Drive business growth in assigned territories, aiming for deeper market penetration and increased reach.
- Meet disbursement targets and productivity numbers, while maintaining expected collection efficiency and minimizing delinquency.
- Follow up with overdue customers to ensure timely repayment.
- Develop strong client relationships both internally and externally, establishing a solid brand identity with the customer base.
- Strive for the highest First Time Right (FTR) rate.
- Engage in continuous learning and development programs to enhance your skills.
- Adhere to the company's product, process, and policies.
Qualifications Required:
- Graduation in any discipline
(Note: Additional details about the company were not provided in the job description.)
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