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Financial Spreading Analyst CPA

Standard Chartered India
Full Timemid
INPosted April 8, 2026

Job Description

Role Overview:

As part of Credit & Client Risk Management in CCIB, your role is crucial in delivering top-notch credit analysis, monitoring, and credit administration work to stakeholders. You will be responsible for processing and verifying financials received from customers according to the Bank's requirements. Extracting information from customers' financial statements to support credit assessment and portfolio management conducted by the frontline team will be a key aspect of your responsibilities. The financial figures obtained will be input into the credit lens system to calculate essential financial performance indicators aiding lending decisions.

Key Responsibilities:

  • Support the CCIB Client Coverage team for Credit Analysis and other Client Risk activities.
  • Analyze and spread financial statements on credit lens.
  • Review supplementary schedules, notes, and MD&A for detailed breakups and adjustments.
  • Normalize financial statements to arrive at true profitability figures by excluding exceptional and non-recurring items.
  • Meet strict deadlines and work effectively under pressure.
  • Collaborate both individually and within a team.
  • Possess strong organizational, communication (verbal & written), and interpersonal skills.
  • Quickly adapt to changing priorities and participate in process improvement initiatives of the team.

Qualification Required:

  • Bachelors/Masters degree in Business/Finance/Accounting or professional certifications such as CA/CFA/CPA or equivalent.
  • International CFA or equivalent, MBA (Finance) from reputable institutes.
  • Advanced understanding of various company filings (10K, annual reports, solvency reports).
  • Ability to hold dialogues with clients and external stakeholders as well as internally across all levels.
  • Proven ability to operate across cultures and within a diverse workforce.
  • Excellent oral & written communication and presentation skills.

About the Company:

Standard Chartered is an international bank that has been operating for more than 170 years, striving to make a positive impact for clients, communities, and employees. The bank values diversity, challenges the status quo, and encourages growth and innovation. If you are looking for a purpose-driven career in a bank that makes a difference, Standard Chartered welcomes your unique talents and advocates for inclusion within the organization. Role Overview:

As part of Credit & Client Risk Management in CCIB, your role is crucial in delivering top-notch credit analysis, monitoring, and credit administration work to stakeholders. You will be responsible for processing and verifying financials received from customers according to the Bank's requirements. Extracting information from customers' financial statements to support credit assessment and portfolio management conducted by the frontline team will be a key aspect of your responsibilities. The financial figures obtained will be input into the credit lens system to calculate essential financial performance indicators aiding lending decisions.

Key Responsibilities:

  • Support the CCIB Client Coverage team for Credit Analysis and other Client Risk activities.
  • Analyze and spread financial statements on credit lens.
  • Review supplementary schedules, notes, and MD&A for detailed breakups and adjustments.
  • Normalize financial statements to arrive at true profitability figures by excluding exceptional and non-recurring items.
  • Meet strict deadlines and work effectively under pressure.
  • Collaborate both individually and within a team.
  • Possess strong organizational, communication (verbal & written), and interpersonal skills.
  • Quickly adapt to changing priorities and participate in process improvement initiatives of the team.

Qualification Required:

  • Bachelors/Masters degree in Business/Finance/Accounting or professional certifications such as CA/CFA/CPA or equivalent.
  • International CFA or equivalent, MBA (Finance) from reputable institutes.
  • Advanced understanding of various company filings (10K, annual reports, solvency reports).
  • Ability to hold dialogues with clients and external stakeholders as well as internally across all levels.
  • Proven ability to operate across cultures and within a diverse workforce.
  • Excellent oral & written communication and presentation skills.

About the Company:

Standard Chartered is an international bank that has been operating for more than 170 years, striving to make a positive impact for clients, communities, and employees. The bank values diversity, challenges the status quo, and encourages growth and innovation. If you are looking for a purpose-driven career in a bank that makes a difference, Standard Chartered welcomes your unique talents and advocates for inclusion within the organization.

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