Associate Director, Credit Structures

Full Timemid

HALIFAX, Nova Scotia, CanadaPosted Yesterday

Role Overview

Royal Bank of Canada is hiring a Associate Director, Credit Structures. This is a full-time role in HALIFAX, Nova Scotia. posted yesterday. Full responsibilities, required qualifications, and the apply link are listed in the description below.

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Job description

Job Description

The Opportunity

Join Royal Bank of Canada's Private Banking team in a specialized credit structures role. You'll provide dedicated support in underwriting annual reviews and managing credit relationships for our largest and most complex clients in Halifax, Atlantic Region. Working with high-net-worth individuals and sophisticated business structures, you'll help develop tailored lending solutions, secure risk approvals, and manage loan fulfillment through closing.

What You'll Do

Conduct annual credit reviews of complex borrowing relationships within the Private Banking wholesale portfolio
Partner with Private Bankers and credit team members to gather information for annual reviews and new credit transactions
Perform comprehensive financial analysis of borrowers and guarantors on large, complex transactions
Structure credit solutions for personal holding companies, professional corporations, and trusts
Conduct securities and portfolio analysis
Coach and mentor junior credit team members
Identify process improvements and contribute to special projects

What You Need to Succeed

Must Have

Proven lending experience in retail, commercial, or capital markets
Strong capability analyzing complex financial statements
Advanced Excel and financial modeling skills
University degree in business or related field
Ability to manage multiple credit files simultaneously while meeting tight deadlines
Excellent communication skills and client-focused mindset

Nice to Have

CFA or MBA designation
Experience with Synergy (CCR) and Newton systems
Results-oriented, decisive approach

What’s in it for you?

Competitive total rewards program including bonus, flexible benefits, and stock options
Supportive leaders invested in your professional development
Dynamic, collaborative, high-performing team environment
Flexible work-life balance
Clear career progression and expanded responsibilities
Strong client relationships and cross-business opportuniti

Job Skills

Additional Job Details

Address:

RBC WATERSIDE CENTRE, 1871 HOLLIS ST:HALIFAX

City:

Halifax

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-04-22

Application Deadline:

2026-08-07

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

About Royal Bank of Canada

Royal Bank of Canada

rbc.com

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Frequently Asked Questions

How do I apply for the Associate Director, Credit Structures position at Royal Bank of Canada?

Use the Apply button above to submit your application directly to Royal Bank of Canada. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.

Where is the Associate Director, Credit Structures position at Royal Bank of Canada located?

This position is based in HALIFAX, Nova Scotia. Royal Bank of Canada has not indicated remote or hybrid options for this role, so candidates should plan for on-site work.

What does a Associate Director, Credit Structures at Royal Bank of Canada earn?

Royal Bank of Canada has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.

When was the Associate Director, Credit Structures role at Royal Bank of Canada posted?

This role was posted on July 22, 2026 (yesterday). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.