Role Overview
PayU is hiring a Senior Credit Risk Analyst. This is a full-time role in IN. Part of PayU's Risk hiring. Full responsibilities, required qualifications, and the apply link are listed in the description below.
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Job Description
**Job Description:**
- *Role Overview:**
As a Senior Credit Risk Analyst at PayU Finance, you will play a crucial role in the embedded merchant lending division, driving the transformation of credit extension processes using advanced analytics and data science methodologies. Your expertise will be instrumental in developing and implementing credit risk management strategies to ensure prudent, profitable, and compliant lending activities.
- *Key Responsibilities:**
- Develop and implement credit risk management strategies to ensure prudent, profitable, and compliant lending activities
- Design credit policies utilizing traditional and alternative data sources to optimize risk-adjusted returns and meet business objectives
- Partner with senior leadership and cross-functional teams to establish scalable risk frameworks supporting hyper-growth trajectory
- Establish and refine acquisition and customer management strategies tailored for the merchant lending business
- Collaborate with Business, Data Science, Product, and Technology teams to create customer-centric solutions for prudent scaling
- Engage directly with C-suite executives to implement appropriate risk strategies throughout the organization
- Promote a proactive risk management culture that aligns with the company's mission
- *Qualifications Required:**
- Bachelors degree in Mathematics, Statistics, Economics, Engineering, or a related field
- 4-5 years of experience in Credit Risk Policy/Risk Analytics
- Prior experience in managing credit risk for Supply Chain Finance Lending is a plus
- Note: No additional details of the company were provided in the job description.* **Job Description:**
- *Role Overview:**
As a Senior Credit Risk Analyst at PayU Finance, you will play a crucial role in the embedded merchant lending division, driving the transformation of credit extension processes using advanced analytics and data science methodologies. Your expertise will be instrumental in developing and implementing credit risk management strategies to ensure prudent, profitable, and compliant lending activities.
- *Key Responsibilities:**
- Develop and implement credit risk management strategies to ensure prudent, profitable, and compliant lending activities
- Design credit policies utilizing traditional and alternative data sources to optimize risk-adjusted returns and meet business objectives
- Partner with senior leadership and cross-functional teams to establish scalable risk frameworks supporting hyper-growth trajectory
- Establish and refine acquisition and customer management strategies tailored for the merchant lending business
- Collaborate with Business, Data Science, Product, and Technology teams to create customer-centric solutions for prudent scaling
- Engage directly with C-suite executives to implement appropriate risk strategies throughout the organization
- Promote a proactive risk management culture that aligns with the company's mission
- *Qualifications Required:**
- Bachelors degree in Mathematics, Statistics, Economics, Engineering, or a related field
- 4-5 years of experience in Credit Risk Policy/Risk Analytics
- Prior experience in managing credit risk for Supply Chain Finance Lending is a plus
- Note: No additional details of the company were provided in the job description.*
Frequently Asked Questions
How do I apply for the Senior Credit Risk Analyst position at PayU?
Use the Apply button above to submit your application directly to PayU. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.
Where is the Senior Credit Risk Analyst position at PayU located?
This position is based in IN. PayU has not indicated remote or hybrid options for this role, so candidates should plan for on-site work.
What does a Senior Credit Risk Analyst at PayU earn?
PayU has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.
When was the Senior Credit Risk Analyst role at PayU posted?
This role was posted on April 29, 2026 (52 days ago). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.
How much experience does the Senior Credit Risk Analyst role at PayU require?
This is a senior-level position. Most senior roles call for 5+ years of directly relevant experience. PayU lists their specific requirements in the description below, so review the must-have qualifications closely before applying.
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