US Mortgage Full Underwriter/Mortgage Underwriter/ Due Diligence
ENCORE IT SOLUTIONSRole Overview
ENCORE IT SOLUTIONS is hiring a mid-level US Mortgage Full Underwriter/Mortgage Underwriter/ Due Diligence. This is a full-time role in IN. Part of ENCORE IT SOLUTIONS's Risk hiring. Full responsibilities, required qualifications, and the apply link are listed in the description below.
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Job Description
(WALK IN DRIVE IN PUNE LOCATION ON 18th April 2026)
JOB TITLE: US Mortgage Full Underwriter/Mortgage Underwriter/ Due Diligence Underwriter/Full Underwriter
SHIFT TIMING: Must be open for Night Shift(7PM -4AM)
POSITION TYPE: Full-Time
JOB LOCATION: Pune
Salary :6-10LPA
Experience Range: 1 Years – 8 years
Job description
A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the
creditworthiness and risk profile of potential borrowers. The position involves analyzing financial
information, reviewing loan applications, and making informed decisions to approve, conditionally
approve, or deny mortgage loans. This role ensures that all loans meet the company's lending
standards and regulatory requirements.
Key Responsibilities:
Loan Application Review:
➢ Analyse and verify loan applications, ensuring all required documents are complete and
accurate.
➢ Assess the borrower's credit history, employment, income, and debt levels.
➢ Confirm the property's value through appraisal reports.
Credit and Financial Analysis:
➢ Evaluate credit reports to determine the borrower's creditworthiness.
➢ Analyse financial statements, tax returns, pay stubs, and other income documentation.
➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.
Property Valuation Review:
➢ Review appraisals and alternative value products for conformity to client-specified
requirements to assess the accuracy of the property valuation.
Compliance and Risk Assessment:
➢ Ensure loans comply with all federal, state, and local regulations.
➢ Adhere to company policies and guidelines.
➢ Identify potential risks and assess the overall risk level of the loan.
Essential skills and requirements:
- Any bachelor’s degree.
- Proven experience in mortgage processing or underwriting.
- Strong knowledge of mortgage industry regulations and procedures.
- Excellent analytical and problem-solving skills.
- Detail-oriented with exceptional organizational abilities.
- Proficiency in using mortgage processing software and financial tools.
- Effective communication and interpersonal skills.
- Ability to work efficiently under pressure and meet tight deadlines.
- Solid understanding of financial statements and credit reports.
- Certification in mortgage underwriting or related fields is a plus.
Frequently Asked Questions
How do I apply for the US Mortgage Full Underwriter/Mortgage Underwriter/ Due Diligence position at ENCORE IT SOLUTIONS?
Use the Apply button above to submit your application directly to ENCORE IT SOLUTIONS. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.
Where is the US Mortgage Full Underwriter/Mortgage Underwriter/ Due Diligence position at ENCORE IT SOLUTIONS located?
This position is based in IN. ENCORE IT SOLUTIONS has not indicated remote or hybrid options for this role, so candidates should plan for on-site work.
What does a US Mortgage Full Underwriter/Mortgage Underwriter/ Due Diligence at ENCORE IT SOLUTIONS earn?
ENCORE IT SOLUTIONS has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.
When was the US Mortgage Full Underwriter/Mortgage Underwriter/ Due Diligence role at ENCORE IT SOLUTIONS posted?
This role was posted on April 6, 2026 (77 days ago). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.
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