Financial Risk Assessment Officer

Role Overview:

You will be part of CIBC India, a technology and operations hub in Hyderabad, where you will contribute to the growth of the organization. Your role as a Credit Risk Officer will involve coordinating margin and covenant calculations, security and loan processing activities for Small Business and Diversified Independent Business Clients. You will ensure accuracy in loan documentation, compliance with credit facilities, and deliver high-quality service to internal business partners.

Key Responsibilities:

• Perform medium to complex margin and covenant calculations and analysis, utilizing knowledge of financial statements and lending margins.
• Identify errors, determine corrective actions, and resolve discrepancies, escalating issues as required.
• Conduct thorough risk assessments of loan accounts to verify compliance with internal controls and procedures.
• Maintain accurate documentation in accordance with credit facilities.
• Collaborate with internal teams to ensure quality standards, timelines, and service levels are met.
• Work closely with leaders of supported Strategic Business Units (SBUs) and Lines of Business (LOBs) to achieve objectives.
• Comply with all CIBC regulatory training, policies, and governance programs.
• Recommend changes to business processes to enhance operational efficiency and effectiveness.

Qualifications Required:

• Bachelor's degree in business, Finance, or a related field preferred; equivalent work experience may be considered.
• 2+ years of experience in credit risk, loan processing, or banking operations.
• Experience with credit processing systems and financial analysis preferred.
• Proficiency in English (written and verbal).
• Strong understanding of financial statement analysis and lending margins.
• Proficiency in credit processing systems and loan documentation procedures.
• Excellent analytical and problem-solving skills.
• High attention to detail and accuracy.
• Effective communication and collaboration skills.
• Ability to manage multiple priorities in a fast-paced, deadline-driven environment.
• Commitment to compliance and risk management best practices.
• Proficiency in Microsoft Office Suite and relevant operational systems.

Additional Details:

CIBC India values the development of its employees and offers a supportive environment where your skills are recognized. The company aims to provide opportunities for personal and professional growth beyond compensation. Role Overview:

You will be part of CIBC India, a technology and operations hub in Hyderabad, where you will contribute to the growth of the organization. Your role as a Credit Risk Officer will involve coordinating margin and covenant calculations, security and loan processing activities for Small Business and Diversified Independent Business Clients. You will ensure accuracy in loan documentation, compliance with credit facilities, and deliver high-quality service to internal business partners.

Key Responsibilities:

• Perform medium to complex margin and covenant calculations and analysis, utilizing knowledge of financial statements and lending margins.
• Identify errors, determine corrective actions, and resolve discrepancies, escalating issues as required.
• Conduct thorough risk assessments of loan accounts to verify compliance with internal controls and procedures.
• Maintain accurate documentation in accordance with credit facilities.
• Collaborate with internal teams to ensure quality standards, timelines, and service levels are met.
• Work closely with leaders of supported Strategic Business Units (SBUs) and Lines of Business (LOBs) to achieve objectives.
• Comply with all CIBC regulatory training, policies, and governance programs.
• Recommend changes to business processes to enhance operational efficiency and effectiveness.

Qualifications Required:

• Bachelor's degree in business, Finance, or a related field preferred; equivalent work experience may be considered.
• 2+ years of experience in credit risk, loan processing, or banking operations.
• Experience with credit processing systems and financial analysis preferred.
• Proficiency in English (written and verbal).
• Strong understanding of financial statement analysis and lending margins.
• Proficiency in credit processing systems and loan documentation procedures.
• Excellent analytical and problem-solving skills.
• High attention to detail and accuracy.
• Effective communication and collaboration skills.
• Ability to manage multiple priorities in a fast-paced, deadline-driven environment.
• Commitment to compliance and risk management best practices.
• Proficiency in Microsoft Office Suite and relevant operational systems.

Additional Details:

CIBC India values the development of its employees and offers a supportive environment where your skills are recognized. The company aims to provide opportunities for personal and professional growth beyond compensation.