Senior Staff Software Engineer - International Card Tech - Full-stack
Capital OneRole Overview
Capital One is hiring a Senior Staff Software Engineer - International Card Tech - Full-stack. This is a full-time role in Toronto. Part of Capital One's Fullstack hiring, posted last week. Full responsibilities, required qualifications, and the apply link are listed in the description below.
Salary Context
Salary is not disclosed in this posting. Market median for Staff-level Fullstack roles is $185k-$252k (based on 20 comparable listings). Many employers share specifics during the interview process or after an initial screen.
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Job description
About Capital One Canada.
For 30 years, we’ve been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people — in our customers, in our associates, and in talent like you!
About the Team
Since 2014, Capital One Canada’s software studio has grown from a team of 10 to a team of over 250. We’re passionate about what we do, and we’re always on the lookout for people who want to make a difference in the world of credit through technology. We’re obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.
Here are a few of the ways we’re helping people take control of their credit:
Helping customers view and monitor their credit scores with Credit Keeper
Enabling customers to view and edit their Personal Information directly in the Mobile App
Providing customers 100% certainty which credit cards they’ll be approved for before they apply, by using Quick Check™
We’re all-in on the cloud and we’re leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we’re inspired to make, break, do, and do good.
About the Role
As a Senior Staff Engineer at Capital One Software Studio, you will orchestrate the creation of technology solutions that align with our business goals. Your day begins with a review of ongoing solution designs that are in different phases of their life cycles. You'll spend your time designing scalable and secure solution architectures, evaluating new technologies, and overseeing the development of high-level designs (HLD). You will engage in dynamic collaboration with cross-functional teams to advocate for best practices in architecture and design. For the new projects, you will closely work with your business partners to create sound business architectures. By day's end, you will have contributed to solutions and strategies that will shape our future, ensuring that all solutions are not only innovative but also follow our architectural and security standards.
Your Responsibilities:
Design and implement architectural solutions that align with Capital One Canada's business goals and adhere to our architectural framework.
Develop and maintain a comprehensive catalog of technical and business capabilities, ensuring alignment with strategic objectives.
Lead the creation and review of Architectural Decision Records (ADRs) and High-Level Design (HLD) documents.
Actively participate in governance forums such as the Architectural Review Board ensuring compliance with internal and external standards.
Collaborate with stakeholders across all levels to promote technology strategies that deliver better business value and innovation.
Mentor and lead teams in the adoption of architectural best practices and continuous improvement initiatives.
Basic Requirements:
At least 8 years of experience in Software Engineering and Systems Architecture or Technology Solution design
At least 2 years of experience creating solutions architectures in a public cloud (AWS, Microsoft Azure, Google Cloud)
Preferred Qualifications
Bachelor's, Master’s or Diploma in Computer Science, Software Engineering, Information Technology or in related field
Certification in TOGAF, AWS, or other relevant architectural frameworks.
3+ years of experience as a Solutions Architect in large/complex organizations
10+ years of experience in software engineering
8+ years of experience architecting, designing, and/or delivering scalable and decoupled systems in a heavily regulated technology environment
3+ years of experience working with internal and external business clients
2+ years of experience with AWS concepts and implementations
Experience to engaging, influencing and driving initiatives by partnering with technology executives
Experience mentoring software engineers or architects
Experience in a regulated environment (HIPAA, PCI, Privacy, etc)
Ability to communicate at all levels in the organizations with required technical depth and breadth
AWS or equivalent certifications (Cloud Practitioner, Solution Architect-Associate)
Working at Capital One.
Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.
Live well—physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year—and much more—you’ll discover that Capital One is committed to helping you live your best life.
This posting is for an existing vacancy.
The expected annual salary range for this position is $184,000 - $210,000. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non discretionary depending on the plan.
We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.
We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.
Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
About Capital One
Capital One
capitalone.com
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Frequently Asked Questions
How do I apply for the Senior Staff Software Engineer - International Card Tech - Full-stack position at Capital One?
Use the Apply button above to submit your application directly to Capital One. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.
Where is the Senior Staff Software Engineer - International Card Tech - Full-stack position at Capital One located?
This position is based in Toronto. Capital One has not indicated remote or hybrid options for this role, so candidates should plan for on-site work.
What does a Senior Staff Software Engineer - International Card Tech - Full-stack at Capital One earn?
Capital One has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.
When was the Senior Staff Software Engineer - International Card Tech - Full-stack role at Capital One posted?
This role was posted on July 13, 2026 (7 days ago). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.
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