Senior Insurance Underwriter - Complex Risk Analysis
WhatJobs DirectRole Overview
WhatJobs Direct is hiring a Senior Insurance Underwriter - Complex Risk Analysis. This is a full-time role in IN. Part of WhatJobs Direct's Risk hiring. Full responsibilities, required qualifications, and the apply link are listed in the description below.
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Job Description
As a Senior Insurance Underwriter with our client, a leading global insurance provider, you will be responsible for evaluating large commercial accounts and underwriting complex risks across various lines of business. Your deep understanding of insurance principles, actuarial data, and risk management strategies will be crucial in making sound underwriting decisions that balance profitability with risk appetite.
- *Key Responsibilities:**
- Underwrite complex commercial insurance risks, including property, casualty, specialty lines, and liability.
- Analyze detailed financial reports, loss runs, exposure data, and market intelligence to assess risk severity and potential.
- Determine appropriate coverage terms, conditions, exclusions, and pricing for new and renewal business.
- Develop and maintain strong relationships with brokers, agents, and clients.
- Collaborate with internal claims, legal, and actuarial departments to ensure comprehensive risk assessment and management.
- Adhere to underwriting guidelines, regulatory requirements, and company strategies.
- Identify opportunities for profitable growth and portfolio diversification.
- Provide technical guidance and mentorship to junior underwriters.
- Stay current with industry trends, emerging risks, and changes in legislation.
- Negotiate terms and conditions with brokers to achieve mutually beneficial outcomes.
- Prepare clear and concise underwriting documentation and recommendations.
- *Qualifications:**
- Bachelor's degree in Finance, Economics, Business Administration, Risk Management, or a related field.
- Minimum of 7 years of experience in commercial insurance underwriting, with a focus on complex risks.
- Professional designations such as CPCU, CIC, or equivalent are highly desirable.
- In-depth knowledge of various insurance lines, policy structures, and regulatory environments.
- Strong analytical and quantitative skills, with the ability to interpret financial data and actuarial information.
- Excellent negotiation, communication, and interpersonal skills.
- Proven ability to manage a substantial book of business independently.
- Proficiency in underwriting software and Microsoft Office Suite.
- Demonstrated ability to make sound judgments and decisions under pressure.
- Ability to work effectively in a fully remote environment, demonstrating strong organizational and time management skills. As a Senior Insurance Underwriter with our client, a leading global insurance provider, you will be responsible for evaluating large commercial accounts and underwriting complex risks across various lines of business. Your deep understanding of insurance principles, actuarial data, and risk management strategies will be crucial in making sound underwriting decisions that balance profitability with risk appetite.
- *Key Responsibilities:**
- Underwrite complex commercial insurance risks, including property, casualty, specialty lines, and liability.
- Analyze detailed financial reports, loss runs, exposure data, and market intelligence to assess risk severity and potential.
- Determine appropriate coverage terms, conditions, exclusions, and pricing for new and renewal business.
- Develop and maintain strong relationships with brokers, agents, and clients.
- Collaborate with internal claims, legal, and actuarial departments to ensure comprehensive risk assessment and management.
- Adhere to underwriting guidelines, regulatory requirements, and company strategies.
- Identify opportunities for profitable growth and portfolio diversification.
- Provide technical guidance and mentorship to junior underwriters.
- Stay current with industry trends, emerging risks, and changes in legislation.
- Negotiate terms and conditions with brokers to achieve mutually beneficial outcomes.
- Prepare clear and concise underwriting documentation and recommendations.
- *Qualifications:**
- Bachelor's degree in Finance, Economics, Business Administration, Risk Management, or a related field.
- Minimum of 7 years of experience in commercial insurance underwriting, with a focus on complex risks.
- Professional designations such as CPCU, CIC, or equivalent are highly desirable.
- In-depth knowledge of various insurance lines, policy structures, and regulatory environments.
- Strong analytical and quantitative skills, with the ability to interpret financial data and actuarial information.
- Excellent negotiation, communication, and interpersonal skills.
- Proven ability to manage a substantial book of business independently.
- Proficiency in underwriting software and Microsoft Office Suite.
- Demonstrated ability to make sound judgments and decisions under pressure.
- Ability to work effectively in a fully remote environment, demonstrating strong organizational and time management skills.
Frequently Asked Questions
How do I apply for the Senior Insurance Underwriter - Complex Risk Analysis position at WhatJobs Direct?
Use the Apply button above to submit your application directly to WhatJobs Direct. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.
Where is the Senior Insurance Underwriter - Complex Risk Analysis position at WhatJobs Direct located?
This position is based in IN. WhatJobs Direct has not indicated remote or hybrid options for this role, so candidates should plan for on-site work.
What does a Senior Insurance Underwriter - Complex Risk Analysis at WhatJobs Direct earn?
WhatJobs Direct has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.
When was the Senior Insurance Underwriter - Complex Risk Analysis role at WhatJobs Direct posted?
This role was posted on April 15, 2026 (54 days ago). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.
How much experience does the Senior Insurance Underwriter - Complex Risk Analysis role at WhatJobs Direct require?
This is a senior-level position. Most senior roles call for 5+ years of directly relevant experience. WhatJobs Direct lists their specific requirements in the description below, so review the must-have qualifications closely before applying.
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