As a Lead Insurance Underwriter at our client, a rapidly growing insurance provider in Surat, Gujarat, you will play a crucial role in assessing and managing risk associated with complex insurance policies, specifically focusing on specialty lines like professional indemnity, cyber liability, and Directors & Officers insurance. Your responsibilities will include evaluating insurance applications, determining risk acceptability, and setting appropriate terms, conditions, and pricing for high-value commercial clients. This will involve conducting thorough analysis of financial statements, legal documents, market trends, and competitor activities to make well-informed underwriting decisions. You will also be instrumental in developing and refining underwriting guidelines and strategies to ensure profitability and market competitiveness. Collaboration with brokers, agents, and internal departments such as claims and sales is essential to build strong relationships and achieve business goals. Your leadership qualities will be vital as you guide and mentor a team of junior underwriters, fostering a high-performance culture and ensuring consistent application of underwriting standards. Your expertise will directly contribute to the company's growth and financial stability. This is a permanent, office-based position offering a challenging yet rewarding career path with significant growth opportunities within the organization.

Key Responsibilities:

• Evaluate insurance applications and determine risk acceptability.
• Set appropriate terms, conditions, and pricing for high-value commercial clients.
• Analyze financial statements, legal documents, market trends, and competitor activities.
• Develop and refine underwriting guidelines and strategies.
• Collaborate with brokers, agents, and internal departments to achieve business objectives.
• Guide and mentor a team of junior underwriters.
• Ensure consistent application of underwriting standards.

Qualifications

• Bachelor's degree in Finance, Business Administration, Actuarial Science, or a related field.
• Minimum of 8 years of progressive experience in insurance underwriting, with a focus on specialty lines.
• Proven track record of sound risk assessment and profitable underwriting.
• In-depth knowledge of commercial insurance products, legal and regulatory frameworks.
• Excellent analytical, decision-making, and problem-solving skills.
• Strong negotiation and communication abilities.
• Demonstrated leadership experience and ability to mentor junior staff.
• Professional certifications such as ACII, CPCU, or equivalent are highly desirable. As a Lead Insurance Underwriter at our client, a rapidly growing insurance provider in Surat, Gujarat, you will play a crucial role in assessing and managing risk associated with complex insurance policies, specifically focusing on specialty lines like professional indemnity, cyber liability, and Directors & Officers insurance. Your responsibilities will include evaluating insurance applications, determining risk acceptability, and setting appropriate terms, conditions, and pricing for high-value commercial clients. This will involve conducting thorough analysis of financial statements, legal documents, market trends, and competitor activities to make well-informed underwriting decisions. You will also be instrumental in developing and refining underwriting guidelines and strategies to ensure profitability and market competitiveness. Collaboration with brokers, agents, and internal departments such as claims and sales is essential to build strong relationships and achieve business goals. Your leadership qualities will be vital as you guide and mentor a team of junior underwriters, fostering a high-performance culture and ensuring consistent application of underwriting standards. Your expertise will directly contribute to the company's growth and financial stability. This is a permanent, office-based position offering a challenging yet rewarding career path with significant growth opportunities within the organization.

Key Responsibilities:

• Evaluate insurance applications and determine risk acceptability.
• Set appropriate terms, conditions, and pricing for high-value commercial clients.
• Analyze financial statements, legal documents, market trends, and competitor activities.
• Develop and refine underwriting guidelines and strategies.
• Collaborate with brokers, agents, and internal departments to achieve business objectives.
• Guide and mentor a team of junior underwriters.
• Ensure consistent application of underwriting standards.

Qualifications

• Bachelor's degree in Finance, Business Administration, Actuarial Science, or a related field.
• Minimum of 8 years of progressive experience in insurance underwriting, with a focus on specialty lines.
• Proven track record of sound risk assessment and profitable underwriting.
• In-depth knowledge of commercial insurance products, legal and regulatory frameworks.
• Excellent