Role Overview
Upstart is hiring a Senior Software Engineer - Partner Integrations and Origination Platform. This is a full-time remote role, with the team based in United States | Remote. posted last week. Full responsibilities, required qualifications, and the apply link are listed in the description below.
Resume Keywords to Include
Make sure these keywords appear in your resume to improve ATS scoring
Job description
About Upstart
At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.
We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you.
If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.
About Upstart
At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.
We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you.
If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.
The Team
Upstart’s Partner Integrations and Origination Platform team builds and scales the systems that power loan originations across products and lending partners. The team focuses on improving reliability, observability, and scalability across origination workflows while enabling new funding sources and supporting Upstart’s broader platform evolution.
As a Senior Software Engineer (L5) at Upstart, you will design and build scalable backend systems that simplify and standardize origination flows across products and partner types. You’ll help modernize foundational infrastructure, reduce operational complexity, and create extensible platform capabilities that allow teams to onboard new partners and launch new lending experiences more efficiently.
How you’ll make an impact
- Design and build scalable backend services and platform capabilities that support origination workflows across multiple products and lending partners
- Improve the reliability, observability, and operational resilience of critical origination systems and APIs
- Refactor and decouple legacy systems to create reusable, product-agnostic platform infrastructure that scales across partner and product types
- Build orchestration and workflow solutions that streamline partner onboarding, reduce manual operational work, and improve system consistency
- Collaborate closely with Engineering, Product, Lending Partnerships, Compliance, Legal, and Loan Sales teams to deliver secure and scalable lending experiences
- Drive technical design discussions, author design documents, and contribute to engineering best practices for system quality, monitoring, and operational excellence
- Use AI-assisted development tools and automation thoughtfully to improve engineering productivity and reduce repetitive workflows
- Participate in operational support and incident response, helping identify root causes and implement long-term system improvements
Minimum Qualifications
- Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field (or its equivalent) and 4+ years of software engineering experience
- 6+ years of experience building and operating backend services, APIs, or data-intensive systems in production environments
- Experience owning software through the full development lifecycle, including design, implementation, deployment, monitoring, and on-call support
- Proficiency with at least one modern backend development framework or programming language; experience with Ruby on Rails or the ability to ramp quickly in a Ruby-based codebase
- Experience designing distributed systems, service integrations, or workflow-based architectures that support scalability and reliability
Preferred Qualifications
- Experience working in fintech, lending, banking, or capital markets environments with high expectations for data accuracy, auditability, and system reliability
- Knowledge of orchestration platforms or workflow engines such as Temporal
- Ability to identify operational inefficiencies and build scalable automation or self-service tooling to improve engineering workflows
- Skills in system observability, incident analysis, and production monitoring practices
- Experience using AI-assisted development tools, automation frameworks, or AI agents to improve software engineering productivity and operational efficiency
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
What you'll love
At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
For roles based in Canada, please note that we are not currently able to hire in Quebec.
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com
https://www.upstart.com/candidate_privacy_policy
About Upstart
Upstart
upstart.com
104 other open roles at Upstart on TryApplyNow.
Frequently Asked Questions
How do I apply for the Senior Software Engineer - Partner Integrations and Origination Platform position at Upstart?
Use the Apply button above to submit your application directly to Upstart. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.
Is the Senior Software Engineer - Partner Integrations and Origination Platform role at Upstart remote?
Yes. This is a remote role. The team is based in United States | Remote, but the position itself does not require relocating to that office.
What does a Senior Software Engineer - Partner Integrations and Origination Platform at Upstart earn?
Upstart has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.
When was the Senior Software Engineer - Partner Integrations and Origination Platform role at Upstart posted?
This role was posted on July 10, 2026 (12 days ago). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.
How much experience does the Senior Software Engineer - Partner Integrations and Origination Platform role at Upstart require?
This is a senior-level position. Most senior roles call for 5+ years of directly relevant experience. Upstart lists their specific requirements in the description below, so review the must-have qualifications closely before applying.
More Jobs at Upstart
View all →
Senior Security Engineering Manager, Enterprise Security
Upstart
Senior Product Manager, ASPL
Upstart
Lifecycle Marketing Manager
Upstart
Senior Engineering Manager, Marketplace
Upstart
Principal Credit Analyst
Upstart
AI-powered job search
Get every job scored to your resume
Upload your resume and get jobs ranked, your resume tailored, and employee contacts found automatically.
Get started freeNo credit card to start