Manager, Channel Growth - Cards

Full Timemid

San Francisco; WilmingtonPosted 7 weeks ago

Role Overview

Upgrade is hiring a mid-level Manager, Channel Growth - Cards. This is a full-time role in San Francisco; Wilmington. Full responsibilities, required qualifications, and the apply link are listed in the description below.

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Job description

Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, we’ve helped over 7.5 million customers access over $42 billion in consumer credit. With a relentless focus on improving our customers' financial well-being, we build products that put more money in their pocket and support their journey toward a better financial future. We’re backed by some of the most prominent technology investors and were most recently valued at $7.3B.

We’re consistently recognized for our collaborative and inclusive culture. Most recently, we were named one of the World’s Top Fintech Companies by CNBC, Best Places to Work by Built In, Best Places to Work by the San Francisco Business Times, America’s Greatest Workplaces by Newsweek, Best Startup Employer by Forbes, and Healthiest Employers by Phoenix Business Journal.

We’re looking for new team members who get excited about designing and delivering new and better products. Come join us and help build a better financial future for millions of people.

About the Role

We’re seeking a hands-on Channel Growth Manager/Sr. Manager on our Card business team to grow and optimize digital acquisition channels (ex. Upgrade.com, Experian Marketplace, or NerdWallet) by driving strategy development and execution for digital channels. You will sit at the intersection of marketing, product, analytics, and risk. You’ll use in-market results and business judgement to identify enhancements and optimizations, partner internally and externally to advocate for changes, and communicate results and proposals to a broad set of stakeholders.

This role will be based in our SF office or Delaware office in a hybrid capacity.

What You'll Do:

Structure, perform, and communicate analyses
Build, implement, and monitor strategies for sustainable growth
Partner cross-functionally to drive buy-in
Manage partner relationships and projects to grow those relationships
Build a strong understanding of channels you manage
Identify new opportunities for impression growth and conversion efficiency
Identify and execute changes to improve customer acquisition costs
Identify channel-specific opportunities to improve accuracy of volume and financial forecasts
Inform executive stakeholders on campaign results and expectations
Identify new product versions, marketing language and tactics, and populations for testing and piloting
Manage approval rates to ensure funnel efficiency and compliance
Design, advocate for, and monitor A/B tests

What We Look For:

4-7 years of experience in consumer finance, consulting, or other data-driven backgrounds
Experience with credit, analytics, and external client/partner interactions, ideally in credit cards
Strong analytical skills with the ability to translate data into clear, strategic recommendations
Strong proficiency in SQL, Excel (bonus points for Python pandas)
The ability to identify and articulate the human story in the data

What We Offer You:

Competitive salary and stock option plan
100% paid coverage of medical, dental and vision insurance
Flexible PTO
Opportunities for professional growth and development
Paid parental leave
Health & wellness initiatives

The compensation range of this position in San Francisco, CA is USD $140,000 - $180,000 annually plus equity and benefits. Please note that the actual base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement. English is required for all positions, as it involves interacting with staff at Upgrade's offices worldwide.

About Upgrade

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Frequently Asked Questions

How do I apply for the Manager, Channel Growth - Cards position at Upgrade?

Use the Apply button above to submit your application directly to Upgrade. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.

Where is the Manager, Channel Growth - Cards position at Upgrade located?

This position is based in San Francisco; Wilmington. Upgrade has not indicated remote or hybrid options for this role, so candidates should plan for on-site work.

What does a Manager, Channel Growth - Cards at Upgrade earn?

Upgrade has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.

When was the Manager, Channel Growth - Cards role at Upgrade posted?

This role was posted on May 20, 2026 (51 days ago). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.