Compliance Officer-NBFC / Fintech Industry

As a Compliance Officer at our company, your role will be crucial in ensuring full compliance with applicable laws, regulations, and internal policies relevant to our NBFC operating in the fintech space. You will be responsible for leading the identification, assessment, and mitigation of risks, in addition to building a strong governance and risk culture. Your responsibilities will include:

• Developing and maintaining a robust enterprise risk management (ERM) framework
• Identifying, assessing, monitoring, and reporting operational, credit, market, and strategic risks
• Monitoring and managing risks related to lending, collections, and underwriting models
• Implementing risk mitigation strategies, policies, and procedures
• Leading periodic stress testing, scenario analysis, and risk reviews
• Coordinating with functional teams to manage and respond to risk events

Furthermore, you will be required to:

• Ensure compliance with all applicable laws, including RBI regulations, Digital Lending Guidelines, PMLA, KYC/AML requirements, NBFC Master Directions, and IT Act
• Monitoring regulatory changes and updating internal policies accordingly
• Conducting periodic compliance audits and risk assessments
• Liaising with regulatory authorities (RBI, FIU, etc.) and ensuring timely and accurate regulatory filings and returns
• Overseeing vendor and third-party compliance, including outsourced service providers
• Driving employee awareness programs on regulatory requirements and ethical standards

In terms of qualifications and experience, we are looking for someone with:

• Education: CA / LLB / MBA / PG in Risk Management / Finance / Compliance / Law or equivalent
• Experience: 10-15 years of relevant experience in risk and compliance roles within NBFCs, fintechs
• Strong understanding of RBI regulations, credit/lending business, digital lending ecosystem, and data privacy laws
• Exposure to regulatory technology (RegTech) tools and reporting systems is a plus

The required skills for this role include:

• Deep knowledge of the Indian financial regulatory landscape
• Strong analytical and problem-solving abilities
• Excellent communication and stakeholder management skills
• Ability to work independently and lead cross-functional compliance initiatives
• Integrity, ethical judgment, and a risk-aware mindset

Preferred qualifications include prior experience working with growth-stage fintech NBFCs, exposure to RBIs Digital Lending Guidelines and customer data protection frameworks, and experience in managing internal and external audits.

In summary, as a Compliance Officer, you will play a pivotal role in ensuring compliance with regulations and mitigating risks within our NBFC operating in the fintech space. As a Compliance Officer at our company, your role will be crucial in ensuring full compliance with applicable laws, regulations, and internal policies relevant to our NBFC operating in the fintech space. You will be responsible for leading the identification, assessment, and mitigation of risks, in addition to building a strong governance and risk culture. Your responsibilities will include:

• Developing and maintaining a robust enterprise risk management (ERM) framework
• Identifying, assessing, monitoring, and reporting operational, credit, market, and strategic risks
• Monitoring and managing risks related to lending, collections, and underwriting models
• Implementing risk mitigation strategies, policies, and procedures
• Leading periodic stress testing, scenario analysis, and risk reviews
• Coordinating with functional teams to manage and respond to risk events

Furthermore, you will be required to:

• Ensure compliance with all applicable laws, including RBI regulations, Digital Lending Guidelines, PMLA, KYC/AML requirements, NBFC Master Directions, and IT Act
• Monitoring regulatory changes and updating internal policies accordingly
• Conducting periodic compliance audits and risk assessments
• Liaising with regulatory authorities (RBI, FIU, etc.) and ensuring timely and accurate regulatory filings and returns
• Overseeing vendor and third-party compliance, including outsourced service providers
• Driving employee awareness programs on regulatory requirements and ethical standards

In terms of qualifications and experience, we are looking for someone with:

• Education: CA / LLB / MBA / PG in Risk Management / Finance / Compliance / Law or equivalent
• Experience: 10-15 years of relevant experience in risk and compliance roles within NBFCs, fintechs
• Strong understanding of RBI regulations, credit/lending business, digital lending ecosystem, and data privacy laws
• Exposure to regulatory technology (RegTech) tools and reporting systems is a plus

The required skills for this role include:

• Deep knowledge of the Indian financial regulatory landscape
• Strong analytical and problem-solving abilities
• Excellent communication and stakeholder management skills
• Ability to work independently and lead