Product Manager Credit

About The Job

We are looking for a high-ownership Product Manager who can take our credit product from idea → PRD → design → tech → launch → iteration. This is not a strategy-only role. You’ll be deep in flows, APIs, lender rules, edge cases, drop-offs, and execution, working daily with designers and engineers to ship fast and improve conversion.

What You’ll Own

• End-to-end ownership of the Credit product journey — onboarding, eligibility, consent, KYC, offer generation, disbursal, and post-disbursal flows.
• Ownership of every screen, API dependency, failure case, and fallback journey.
• Convert business requirements into PRDs, user stories, flow charts, and acceptance criteria that engineering can build without ambiguity.
• Drive features from 0 → 1 and 1 → N, ensuring fast and clean releases.
• Be obsessive about edge cases, error handling, retries, and alternate journeys
• Sit with designers to create simple, trust-building, high-conversion credit journeys.
• Partner with engineers to break down requirements, resolve blockers, and make trade-offs when needed.
• Understand and implement lender rules, eligibility logic, BREs, consent frameworks, KYC flows, and disbursal logic.
• Ensure compliance-ready journeys while keeping UX fast and frictionless.
• Track funnel metrics such as drop-offs, approval rates, disbursal %, and TAT.
• Identify bottlenecks and push improvements that directly move conversion and revenue.
• Use data, feedback, and ops inputs to continuously refine the product.

What We’re Looking For

• 3-8 years of hands-on experience as a Product Manager in a tech-driven product.
• Strong execution mindset: you care deeply about getting things shipped.
• Comfort working with APIs, backend-driven flows, and system logic.
• Ability to turn messy business inputs into clear, structured product requirements.
• Strong communication skills and the ability to push alignment across teams.

Big Plus If You Have

• Prior experience in fintech, lending, payments, or credit products.
• Exposure to KYC, bureau checks, loan journeys, NBFC integrations.
• Experience with Figma, Jira, Confluence, Mixpanel, WebEngage.
• Startup experience where speed, ownership, and ambiguity were the norm.

Skills: product life cycle,credit,kyc