Senior ESG Analyst

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

Job Summary

• [We are in search of a highly driven and meticulous individual to become a part of our Credit Allied Risk Assessment team in the capacity of an Senior ESG Analyst. This position entails the responsibility of conducting assessments that encompass Climate Risk, ESG & Reputational Risk, as well as any additional ESG-related Risk that become pertinent in the future. The analyst will be tasked with collecting pertinent data from reliable sources, disclosures, annual reports, and interactions with Relationship Managers / Credit Analysts / clients to deliver an analytical evaluation of the client's risk and opportunities assessment for Credit Risk considerations while adhering to ESGR policy frameworks and in line with Group's Position Statements]

Key Responsibilities

Business

• To provide insightful, relevant, succinct, and timely Credit Allied Risk Assessment for a portfolio of SCB's Corporate & Investment Banking (CIB) Clients (Existing and New to bank).

This includes the responsibility for:

• Assisting the Relationship Managers (RM) and Credit Analysts (CA) referred as "CIB Coverage team" in preparation for client discussions regarding Credit Allied Risk Assessments and collection of data necessary for conducting precise and well-informed evaluations in the credit decision-making process.
• Regular interaction with business and front-line teams will be a core component of the role. This involves helping the business navigate ESG & Reputational Risk requirements of the Bank and providing guidance on client situations.
• The responsibilities include evaluating the portfolio in relation to various industries and geographical regions, as the focus may shift periodically.
• Insightful: Credit Allied Risk analysis should provide a current and forward-looking focused opinion on the Clients' engagement and participation in the Climate Change and ESG agenda, considering the industry / geographic context together with a calibrated articulation of key risks and potential mitigants thereto.
• Relevant: As well as a holistic counterparty assessment, analysis should comment on elements relevant to SCB's own Climate, ESG & Reputational Risk-related priorities e.g. "High-emitting Sectors" adhering to position statements to allow the RMs to engage with clients effectively.
• Succinct: It is essential for the analysis to offer sufficient granularity to validate its conclusions and observations, while presenting opinions in a clear and succinct format as much as possible.
• Timely: While maintaining attention on new deals / clients and the designated annual review cycle, it is necessary to perform analyses in instances where substantial new trigger events are assessed in alignment with policies and standards. Additionally, relevant summary analyses should be generated and shared promptly.

The analyst will support Business Credit Application (BCA) submission through:

• Timely completion of the Credit Allied Risk Assessments for integration with the BCA (where in scope)
• Active partnership with CIB Coverage team in completion of Risk Profile, as well as proposed Covenants and Risk Triggers related to Credit Allied Risk assessments
• While RMs and Credit Analysts will maintain overall responsibility for the consistency and coherence of the entire BCA package submitted to Risk, the Credit Allied Risk Team will take on the duty of addressing and responding to any inquiries or questions from Credit Officers concerning the assessments they carry out.

Processes

• Timely drafting of Credit Allied Assessment in line with defined KPI's to contribute completion of Credit Risk process:
• Analyse the dynamics and nature of the Client's industry, including key ESG & Reputational Risk aspects
• Analyse the management strength, experience and track record, corporate governance and Climate Risk disclosures & ESG related disclosures
• Articulate the Client's Climate & ESG Risk strategy and an assessment of its clarity and associated execution risks
• Analyse creditability of Client's Transition Plan based on available disclosures
• Assess against the scoping criteria to conduct descoping process
• Assess Client's current Climate Risk score, their past performance in meeting Climate-related commitments and their future execution plans
• Assess other pertinent risk aspects associated with Climate change, including country risk, parental and/or governmental linkage/support or policies
• Analyse the key asset locations of the client to furnish an accurate assessment of the Client's physical risk exposure based on internal/externa