Associate Director, Payments Full Stack Developer (SWIFT)

What is the opportunity?

DBCST Global Payments Tech team is seeking an experienced Senior Full Stack Developer to design, develop, and maintain SWIFT messaging solutions for Continuous Linked Settlement (CLS) operations. This role requires deep expertise in CLS, CLS Manager, SWIFT MT and MX message standards, combined with full stack development capabilities across front-end and back-end systems. The successful candidate will play a key technical leadership role in ensuring seamless integration, compliance, and optimization of RBC Capital Markets SWIFT messaging infrastructure.

What will you do?

• Develop and enhance full stack applications supporting CLS FX messaging workflows, including user interfaces, APIs, databases, and middleware components

• Design and implement solutions that comply with current and emerging SWIFT standards, CLS tools (CLSNet, CLS Manager). Collaborate with cross-functional teams including product, operations, compliance, and infrastructure to gather requirements, define technical specifications, and deliver scalable solutions

• Troubleshoot and resolve complex technical issues related to CLS netting, SWIFT message processing, integration failures, and system performance bottlenecks. Conduct code reviews, mentor junior developers, and establish best practices for code quality, testing, and documentation

• Participate in CLS and SWIFT upgrade projects, ensuring timely adoption of new formats and features across enterprise systems

What do you need to succeed?

Must-have:

• Minimum 7+ years of software development experience with demonstrated expertise in full stack development (front-end, back-end, and database technologies).

• In-depth knowledge of SWIFT messaging standards, including MT and MX message formats, ISO 20022, and message validation protocols; experience with payment systems, financial messaging, or settlement operations. Solid understanding of APIs, RESTful services, and asynchronous messaging frameworks. Knowledge of financial compliance, regulatory requirements (such as AML, sanctions screening), and security best practices in financial services

• Experience with CLS or other settlement systems. Familiarity with CLS Manager GUI, SWIFT ISO 20022 migration initiatives, or other emerging payment standards

• Experience in Linux, along with strong proficiency in modern programming languages such as Java, Python, or C#, combined with experience in cloud platforms and microservices architecture

• Technical expertise in full stack development and SWIFT messaging standards, strong problem-solving and analytical capabilities, excellent communication and collaboration skills, project management experience, attention to detail and commitment to code quality, ability to manage multiple priorities in a regulated environment.

Nice to have:

• Experience with containerization technologies (Docker, Kubernetes) and CI/CD pipelines. SWIFT training certification or equivalent hands-on SWIFT messaging experience

• Agile/Scrum development experience in fast-paced, regulated environments

• Experience with C++ development

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable.

• Leaders who support your development through coaching and managing opportunities.

• Ability to make a difference and lasting impact.

• Work in a dynamic, collaborative, progressive, and high-performing team.

• A world-class training program in financial services.

• Flexible work/life balance options.

• Opportunities to do challenging work, including leveraging AI and SRE principles to drive innovation and operational excellence.

#LI-POST

Job Skills

Application Development, Application Integrations, Application Maintenance, Applications Architecture, Detail-Oriented, Enterprise Application Delivery, Group Problem Solving, Programming Languages, Software Development Life Cycle (SDLC), System Applications

Additional Job Details

RBC CENTRE, 155 WELLINGTON ST W:TORONTOTorontoCanada37.5Full timeCAPITAL MARKETSRegularSalaried2026-07-232026-08-15

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.