Call Center Representative: Collector

Job Description and Requirements The Collector will have the ability to work a hybrid schedule (remote/onsite) after a period of training and performance evaluations (time frame may vary). Training will take place at the RBFCU Administrative Service Center: 1 Ikea-RBFCU Pkwy, Live Oak, Texas 78233. To successfully work from home, employees must have access to a minimum internet connection as noted by RBFCU. Must have a reliable home internet provider and the ability to hard wire a connection directly to modem (Ethernet cable provided). Must be able to provide a workspaces at home that is safe, suitable for work, and within a distraction free environment Bilingual in Spanish and English? Candidates can earn an additional $2.00 differential upon the successful completion of the RBFCU Bilingual Spanish/English certification. Collectors are responsible for contacting members that have become delinquent on their loan(s) in an effort to collect on past due payments or implementing a payment plan designed around member's needs. Essential Functions and Responsibilities: Independently collect on past due loans by contacting customers via phone and email. Negotiate suitable payment plans. Maintain a high volume of inbound and outbound phone calls. Identify and recommend loans for charge off. Manage account restrictions and review delinquency status for possible loan assistance. Initiate repossession proceedings when applicable and generate written communication with high proficiency and accuracy. Provide enthusiastic, professional, quality, prompt and courteous service to members and others as appropriate. Maintain current working knowledge of RBFCU policies and procedures and regulatory laws. Strive to meet or exceed department standards and maintain good attendance, promptness, accuracy, and time management. All other duties as assigned (note: essential functions and responsibilities may change, or new ones may be assigned at any time with or without notice). Requirements: High School Diploma or G.E.D. Less than one year of collections, call-center, financial services, or customer service experience Ability to maintain and exceed collector performance metric goals Strong attention to detail Excellent written and verbal communication Excellent time management; ability to prioritize and manage multiple responsibilities Commitment to excellent customer/member service Preferred: Collections or financial service experience Knowledge of various loan products (Auto/Mortgage/Unsecured) All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status. Careers at RBFCU Randolph-Brooks Federal Credit Union (RBFCU) is the largest credit union in Texas with more than 1 million members and total assets exceeding $15 billion. Recognized for financial stability, our credit union consistently receives the highest ratings of “Five Star” and “Superior” from respected organizations that evaluate financial institutions in the United States. We’re frequently recognized as one of the best workplaces in San Antonio, Austin, the state of Texas and the country. Our Benefits RBFCU is proud to offer a comprehensive benefits package, including: 401(k) with matching incentives — up to 10 percent Competitive pay Medical, vision and dental benefits available to employees and their families from the first day of employment Tuition reimbursement plans Life insurance Pharmacy discount programs Flexible Spending (FSA), Health Savings (HSA) and Dependent Care account options Paid time off Parental leave Company-paid benefits include: Long-term disability Basic life insurance Wellness program Credit-monitoring service Employee assistance program Training and volunteer opportunities Apply to join the RBFCU family!