Commercial Underwriter Senior (Equipment Finance)

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Role Overview

Pathward, National Association is hiring a Commercial Underwriter Senior (Equipment Finance). This is a full-time remote role, with the team based in Remote. Part of Pathward, National Association's Risk hiring, posted today. applications are still in the early window, before most candidates have applied. Full responsibilities, required qualifications, and the apply link are listed in the description below.

Salary Context

Salary is not disclosed in this posting. Market median for Senior-level Risk roles is $134k-$173k (based on 263 comparable listings). Many employers share specifics during the interview process or after an initial screen.

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ORBenefitsDue DiligencePrivacySiouxFallsSDScottsdale

Job description

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

About the Role:

Responsible for underwriting loans in a timely manner, resulting in an acceptable level of credit risk and an appropriate risk return relationship. Facilitate the booking of new loans, ensuring customers understand our company's requirements and their responsibilities. Manage the entire underwriting process through closing.

What You Will Do:

Underwrites the entire spectrum of lending products, regardless of size or complexity, in a timely and efficient manner.
Understands and applies credit policies, corporate Program Standards, and minimum underwriting standards.
Collaborates closely with the various Business Development Officers to provide a consultative/value added credit perspective, both prior to proposal issuance and thereafter.
Reviews and analyzes new deal packages for content and completeness.
Orders and reviews due diligence and documentation.
Reviews and analyzes financial statement spreads and understand cash flows.
Reviews and understands collateral and financial trends indicated therein.
On occasion, be willing to visit prospect locations and meet management of the business prior to closing for transactions over a predetermined amount.
Gains a thorough understanding of the prospect's business and what is impacting the company’s growth, or declining, performance.
Reviews reporting requirements and processing with clients.
Analyzes debtor information in conjunction with Debtor Credit Manager.
Prepares the credit narrative/CAR (Credit Approval Report) for appropriate approval and/or credit committees.
Reviews the closing documentation and effectively negotiate with the prospect client, internal/external legal counsel, and/or other transaction stakeholders
Mentors and trains analysts, and less experienced business development representatives.
Other duties as assigned.

What You Will Need:

Bachelor's degree or equivalent education and work experience.
5+ years relevant experience.
Business Acumen
Customer Focus
Collaborates
Communication Skills
Negotiating
Must have the ability to self-train and quickly adapt to various IT systems and procedures, which are utilized by the business on a daily basis.

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $104,000– $174,000

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

#LI-Remote

Don’t have everything listed under qualifications? If you’re excited about this role but your experiences don’t match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles. Pathward is an equal employment opportunity employer and considers candidates for roles without regard to their race, sex, national origin, ethnicity, age, disability or any other category protected by law.

Who we are:

Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.

Please click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People & Culture Representative by emailing – careers@pathward.com

Please click here to view Pathward's Applicant Privacy Notice.

Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.

Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.

Candidate Scam Warning

We encourage you to be cautious of hiring scams that impersonate Pathward. Copy and paste the following URL into your browser to learn more: https://www.pathward.com/about-us/people-culture/careers/

About Pathward, National Association

Pathward, National Association

pathward.com

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Frequently Asked Questions

How do I apply for the Commercial Underwriter Senior (Equipment Finance) position at Pathward, National Association?

Use the Apply button above to submit your application directly to Pathward, National Association. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.

Is the Commercial Underwriter Senior (Equipment Finance) role at Pathward, National Association remote?

Yes. This is a remote role. The team is based in Remote, but the position itself does not require relocating to that office.

What does a Commercial Underwriter Senior (Equipment Finance) at Pathward, National Association earn?

Pathward, National Association has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.

When was the Commercial Underwriter Senior (Equipment Finance) role at Pathward, National Association posted?

This role was posted on July 23, 2026 (today). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.

How much experience does the Commercial Underwriter Senior (Equipment Finance) role at Pathward, National Association require?

This is a senior-level position. Most senior roles call for 5+ years of directly relevant experience. Pathward, National Association lists their specific requirements in the description below, so review the must-have qualifications closely before applying.

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