Principal Software Engineer - Credit Card

<h2 data-path-to-node="3"><strong data-path-to-node="3" data-index-in-node="0">Opportunity</strong></h2> <p id="p-rc_b7a5e791ea888be8-20" data-path-to-node="4"><span data-path-to-node="4,1"><span class="citation-118">We are hiring a<strong> </strong></span><span class="citation-118">Principal Engineer</span><span class="citation-118"> to drive architectural consistency and technical excellence for Nubank’s Global </span><span class="citation-118">Credit Card</span><span class="citation-118"> division—our largest business unit</span></span><span data-path-to-node="4,3">. Y</span><span data-path-to-node="4,5"><span class="citation-117">ou will operate across core platforms and product areas to ensure we are building globally optimal solutions</span></span><span data-path-to-node="4,7">. </span><span data-path-to-node="4,9"><span class="citation-116">This is a high-influence leadership role where you will align technical strategy with business General Managers to maximize the impact of our platform investments</span></span><span data-path-to-node="4,11">.</span></p> <h2 data-path-to-node="5"><strong data-path-to-node="5" data-index-in-node="0">2026's Vision (and how this role contributes)</strong></h2> <p id="p-rc_b7a5e791ea888be8-21" data-path-to-node="6"><span data-path-to-node="6,1"><span class="citation-115">In 2026, the Credit Card division will focus on maturing our core platform to support massive scale while maintaining rapid product innovation</span></span><span data-path-to-node="6,3">. </span><span data-path-to-node="6,5"><span class="citation-114">This role is the "downward force" that identifies efficient architectural patterns and pushes them across the organization</span></span><span data-path-to-node="6,7">. </span><span data-path-to-node="6,9"><span class="citation-113">By sitting across multiple business areas, you will prevent technical silos and ensure that every engineering investment reinforces a unified, scalable global architecture</span></span><span data-path-to-node="6,11">.</span></p> <h2 data-path-to-node="7"><strong data-path-to-node="7" data-index-in-node="0">Mission</strong></h2> <p data-path-to-node="8">Design and operationalize a horizontal technical strategy for the Credit Card division so that:</p> <ul> <li id="p-rc_b7a5e791ea888be8-22" data-path-to-node="9,0,1"><span data-path-to-node="9,0,1,0"><span class="citation-112">Architectural Fragmentation is Minimized:</span><span class="citation-112"> Global patterns are identified and disseminated, preventing teams from solving the same problems in isolation</span></span><span data-path-to-node="9,0,1,2">.</span></li> <li id="p-rc_b7a5e791ea888be8-23" data-path-to-node="9,1,1"><span data-path-to-node="9,1,1,0"><span class="citation-111">Platform Investments are Maximized:</span><span class="citation-111"> High-leverage solutions are pushed "down the stack" to provide efficiency for all product consumers</span></span><span data-path-to-node="9,1,1,2">.</span></li> <li id="p-rc_b7a5e791ea888be8-24" data-path-to-node="9,2,1"><span data-path-to-node="9,2,1,0"><span class="citation-110">Business &amp; Tech are Seamlessly Aligned:</span><span class="citation-110"> You act as a direct partner to General Managers, translating complex technical trade-offs into business-centric outcomes.</span></span></li> </ul> <h2 data-path-to-node="10"><strong data-path-to-node="10" data-index-in-node="0">Core Responsibilities</strong></h2> <ul> <li id="p-rc_b7a5e791ea888be8-25" data-path-to-node="11,0,1"><span data-path-to-node="11,0,1,0"><span class="citation-109">Drive Cross-Platform Impact:</span><span class="citation-109"> Identify opportunities for globally optimal outcomes across the division’s core platforms and consumer products.</span></span></li> <li id="p-rc_b7a5e791ea888be8-26" data-path-to-node="11,1,1"><span data-path-to-node="11,1,1,0"><span class="citation-108">Architectural Pattern Leadership:</span><span class="citation-108"> Monitor diverse projects to find commonalities; build and disseminate architectural patterns that elevate the entire organization.</span></span></li> <li id="p-rc_b7a5e791ea888be8-27" data-path-to-node="11,2,1"><span data-path-to-node="11,2,1,0"><span class="citation-107">Strategic Mission Strategizing:</span><span class="citation-107"> Maintain the flexibility to jump into urgent, high-stakes technical investigations or strategic missions as needed.</span></span></li> <li id="p-rc_b7a5e791ea888be8-28" data-path-to-node="11,3,1"><span data-path-to-node="11,3,1,0"><span class="citation-106">Business Stakeholder Partnership:</span><span class="citation-106"> Work independently with General Managers to align technical roadmaps with commercial goals</span></span><span data-path-to-node="11,3,1,2">.</span></li> <li id="p-rc_b7a5e791ea888be8-29" data-path-to-node="11,4,1"><span data-path-to-node="11,4,1,0"><span class="citation-105">Technical Mentorship &amp; Culture:</span><span class="citation-105"> Act as a peer to engineering leadership, raising the bar and mentoring staff engineers on cross-functional thinking</span></span><span data-path-to-node="11,4,1,2">.</span></li> <li id="p-rc_b7a5e791ea888be8-30" data-path-to-node="11,5,1"><span data-path-to-node="11,5,1,0"><span class="citation-104 interactive-span-hovered">Horizontal Execution:</span><span class="citation-104 interactive-span-hovered"> Unlike a "narrow and deep" expert, you will maintain a wide orientation to ensure end-to-end technical health across the division</span></span><span data-path-to-node="11,5,1,2">.</span></li> </ul> <h2 data-path-to-node="12"><strong data-path-to-node="12" data-index-in-node="0">Key Business &amp; Engineering Metrics You Will Influence</strong></h2> <ul> <li id="p-rc_b7a5e791ea888be8-31" data-path-to-node="13,0,1"><span data-path-to-node="13,0,1,0"><span class="citation-103">Global Efficiency:</span><span class="citation-103"> Reduction in redundant work across sub-divisions</span></span><span data-path-to-node="13,0,1,2">.</span></li> <li id="p-rc_b7a5e791ea888be8-32" data-path-to-node="13,1,1"><span data-path-to-node="13,1,1,0"><span class="citation-102">Platform Adoption:</span><span class="citation-102"> Speed and depth of downward-pushed architectural solutions across product teams</span></span><span data-path-to-node="13,1,1,2">.</span></li> <li id="p-rc_b7a5e791ea888be8-33" data-path-to-node="13,2,1"><span data-path-to-node="13,2,1,0"><span class="citation-101">Engineering Stability:</span><span class="citation-101"> Reduction in incidents caused by fragmented or inconsistent architectural patterns</span></span><span data-path-to-node="13,2,1,2">.</span></li> <li id="p-rc_b7a5e791ea888be8-34" data-path-to-node="13,3,1"><span data-path-to-node="13,3,1,0"><span class="citation-100">Business Alignment:</span><span class="citation-100"> Successful delivery of strategic projects and high-stakes technical investigations.</span></span></li> </ul> <h2 data-path-to-node="14"><strong data-path-to-node="14" data-index-in-node="0">Challenges and Opportunities (What You’ll Own)</strong></h2> <ul> <li id="p-rc_b7a5e791ea888be8-61" data-path-to-node="15,0,1"><span data-path-to-node="15,0,1,0"><span class="citation-99">Bridging the Gap:</span><span class="citation-99"> You will solve the problem of siloed excellence by ensuring that the best solutions from one team become the standard for all</span></span><span data-path-to-node="15,0,1,2">.</span></li> <li id="p-rc_b7a5e791ea888be8-63" data-path-to-node="15,2,1"><span data-path-to-node="15,2,1,0"><span class="citation-97">Influential Agency:</span><span class="citation-97"> You will have the mandate to push for global efficiency.</span></span></li> </ul> <h2 data-path-to-node="16"><strong data-path-to-node="16" data-index-in-node="0">What You’ll Find in the Team</strong></h2> <ul> <li>High‑calibre engineers, including staff engineers and experienced engineering managers.</li> <li>Complex, high‑impact problems at scale: large merchant integrations, real‑time decisioning, strict SLOs and multi‑partner dependencies.</li> <li id="p-rc_b7a5e791ea888be8-66" data-path-to-node="17,2,1"><span data-path-to-node="17,2,1,0"><span class="citation-94">Unprecedented Scope:</span><span class="citation-94"> The ability to influence the technical direction of Nubank’s most critical and high-volume division</span></span><span data-path-to-node="17,2,1,2">.</span></li> </ul> <p>&nbsp;</p> <h2 data-path-to-node="18"><strong data-path-to-node="18" data-index-in-node="0">What You’ll Navigate</strong></h2> <ul> <li id="p-rc_b7a5e791ea888be8-67" data-path-to-node="19,0,1"><span data-path-to-node="19,0,1,0"><span class="citation-93">Complexity of Scale:</span><span class="citation-93"> Balancing the immediate needs of specific product areas with the long-term goal of global platform efficiency</span></span><span data-path-to-node="19,0,1,2">.</span></li> <li id="p-rc_b7a5e791ea888be8-68" data-path-to-node="19,1,1"><span data-path-to-node="19,1,1,0"><span class="citation-92">Communication Switching:</span><span class="citation-92"> Moving between deep technical RFCs with engineers and high-level strategy sessions with General Managers</span></span><span data-path-to-node="19,1,1,2">.</span></li> <li id="p-rc_b7a5e791ea888be8-69" data-path-to-node="19,2,1"><span data-path-to-node="19,2,1,0"><span class="citation-91">Geographic Flexibility:</span><span class="citation-91"> Working across teams in the US and Brazil, requiring strong remote collaboration and cultural adaptability</span></span><span data-path-to-node="19,2,1,2">.</span></li> </ul>