Senior Underwriter, Commercial Habitational

Why MSI? We thrive on solving challenges.

As a leading MGA, MSI combines deep underwriting expertise with insurer and reinsurer risk capacity to create specialized insurance solutions that empower distribution partners to meet customers’ unique needs. 

We have a passion for crafting solutions for the important risks facing individuals and businesses. We offer an expanding suite of products – from fully-digital embedded renters coverage to high-value homeowners insurance to sophisticated commercial coverages, such as cyber liability and habitational property – delivered through agents, brokers, wholesalers and other brand partners.

Our partners and customers count on us to deliver exceptional service through a dedicated team that makes rapid resolutions a priority. We simplify the insurance experience through our advanced technology platform that supports every phase of the policy lifecycle. 

Bring on your challenges and let us show you how we build insurance better.

The MSI Commercial Habitational E&S – Senior Underwriter will generate new business for our commercial habitational product while cultivating long-term relationships with key production sources in the commercial E&S market. This role focuses on driving new account submissions and binding profitable opportunities, working alongside a team of motivated underwriters. Clear growth and loss ratio goals will guide performance, with opportunities to excel and be recognized for strong results.

Principal Responsibilities:

• Underwrite and produce new habitational accounts, including appropriate risk selection, negotiation of terms and conditions, and accurate account pricing.
• Monitor market trends and competitive activity to help the organization anticipate shifts and maintain a leading market position.
• Visit brokers and collaborate with key agencies to drive new business production and gain insight into the commercial habitational insurance market.
• Ensure all issued policies comply with carrier and reinsurance requirements.
• Support the training and development of peer underwriters and underwriting assistants to ensure guideline adherence, sound underwriting judgment, and consistent execution of underwriting processes.

Education, Experience, Skills and Abilities Requirements:

• Bachelor’s degree, preferably in a Business, Economics, Marketing or Engineering field, or equivalent years’ experience.
• Commercial Property underwriting experience within an insurance carrier, MGA / program administrator, or agency / brokerage.
• E&S commercial property underwriting experience preferred.
• Ability to demonstrate a sense of urgency to resolve problems and meet broker and market expectations of service.
• Above‑average technical aptitude with proven capability to work effectively across multiple systems, tools, and digital platforms.

• Experience working with MS Office (Excel, PowerPoint, Word, Outlook).
• Excellent oral and written communication skills.
• Ability to travel approximately 1-2 times per quarter to visit agents and/or attend team meetings.

Special Working Conditions:

• Ability to work in a fast-paced environment and collaborate effectively with colleagues.
• Proven ability to work effectively in a remote environment, demonstrating strong self‑management and accountability.

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Special Working Conditions:

• Ability to work in a fast-paced environment and collaborate effectively with colleagues.

Important Notice:

• This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be modified to reasonably accommodate physically or mentally challenged colleagues.

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