Director/Senior Director - Credit Underwriting - Banking

Role Overview:

You are being sought after for the role of Director / Senior Director - Credit Underwriting at a fast-growing fintech platform in Noida, responsible for scaling the credit underwriting function in the B2B lending space. As a senior credit leader, you will have a high-impact leadership position where you will drive underwriting strategy for supply chain finance and short-tenure commercial lending products, focusing on building robust, data-driven credit frameworks.

Key Responsibilities:

• Own end-to-end credit underwriting for SME/commercial lending portfolios
• Design and implement credit risk frameworks, policies, and underwriting programs
• Lead cashflow-based credit assessment for supply chain finance and working capital products
• Build and refine scorecards, risk models, and decisioning strategies
• Drive technology and data integration in underwriting workflows (automation, AI, analytics)
• Ensure portfolio quality, risk controls, and regulatory compliance
• Collaborate with business, technology, and external lending partners (Banks/NBFCs)
• Lead and scale a lean underwriting team, driving efficiency and turnaround time

Qualification Required:

• Must-Have Experience:
• 12-15+ years in SME/commercial credit underwriting
• Strong exposure to supply chain finance, invoice discounting, or working capital lending
• Experience in NBFC, fintech, or new-age lending platforms
• Proven track record of personally owning credit decisions (not just execution)
• Strong understanding of cashflow-based lending models
• Core Capabilities:
• Ability to build and evolve underwriting frameworks in a dynamic environment
• Strong analytical and risk assessment skills
• Experience with credit scoring models / data-driven underwriting
• Comfort working in fast-paced, evolving setups with changing processes
• Strong stakeholder management with leadership and cross-functional teams

Additional Details of the Company:

This role offers a unique opportunity for you to:

• Have true ownership of leading the entire underwriting function
• Shape credit policies and processes in a scaling business
• Work closely with leadership on critical lending decisions
• Be part of a tech-enabled transformation of credit underwriting

Please note that this role is best suited for individuals comfortable in fast-changing, less structured environments, who enjoy building systems from the ground up rather than operating within fully defined frameworks.

Compensation

The compensation offered for this role is competitive, aligned with market benchmarks, and based on candidate experience. Role Overview:

You are being sought after for the role of Director / Senior Director - Credit Underwriting at a fast-growing fintech platform in Noida, responsible for scaling the credit underwriting function in the B2B lending space. As a senior credit leader, you will have a high-impact leadership position where you will drive underwriting strategy for supply chain finance and short-tenure commercial lending products, focusing on building robust, data-driven credit frameworks.

Key Responsibilities:

• Own end-to-end credit underwriting for SME/commercial lending portfolios
• Design and implement credit risk frameworks, policies, and underwriting programs
• Lead cashflow-based credit assessment for supply chain finance and working capital products
• Build and refine scorecards, risk models, and decisioning strategies
• Drive technology and data integration in underwriting workflows (automation, AI, analytics)
• Ensure portfolio quality, risk controls, and regulatory compliance
• Collaborate with business, technology, and external lending partners (Banks/NBFCs)
• Lead and scale a lean underwriting team, driving efficiency and turnaround time

Qualification Required:

• Must-Have Experience:
• 12-15+ years in SME/commercial credit underwriting
• Strong exposure to supply chain finance, invoice discounting, or working capital lending
• Experience in NBFC, fintech, or new-age lending platforms
• Proven track record of personally owning credit decisions (not just execution)
• Strong understanding of cashflow-based lending models
• Core Capabilities:
• Ability to build and evolve underwriting frameworks in a dynamic environment
• Strong analytical and risk assessment skills
• Experience with credit scoring models / data-driven underwriting
• Comfort working in fast-paced, evolving setups with changing processes
• Strong stakeholder management with leadership and cross-functional teams

Additional Details of the Company:

This role offers a unique opportunity for you to:

• Have true ownership of leading the entire underwriting function
• Shape credit policies and processes in a scaling business
• Work closely with leadership on critical lending decisions
• Be part of a tech-enabled transformation of credit underwriting

Please note that this role is best suited for individuals comfortable in fast-changing, le