Business Money Engineering

Full TimeRemote

San Francisco, CA;New York, NY;Ontario, CAN - Remote;Toronto, Ontario, CAN - Remote;United States - RemoteRemotePosted 10 days ago

Role Overview

Gusto is hiring a Business Money Engineering. This is a full-time remote role, with the team based in San Francisco, CA;New York, NY;Ontario, CAN - Remote;Toronto, Ontario, CAN - Remote;United States - Remote. posted last week. Full responsibilities, required qualifications, and the apply link are listed in the description below.

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Job description

About Gusto

At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff — payroll, health insurance, 401(k)s, and HR — so owners can focus on their craft and their customers. With teams in Denver, San Francisco, and New York, we support more than 500,000 small businesses nationwide and are building a workplace that reflects the people we serve.

All full-time employees receive competitive base pay, benefits, and equity (RSUs) — because everyone who helps build Gusto should share in its success. Offer amounts are determined by role, level, and location. Learn more about our Total Rewards philosophy.

AI is a fundamental part of how work gets done at Gusto. We expect all team members to actively engage with AI tools relevant to their role and grow their fluency as the technology evolves. AI experience requirements vary by role and will be assessed during the interview process.

About the Role:

As a Staff Engineer, you’ll play a significant role in building new products and scaling existing ones to further evolve Gusto’s product offerings. Your work will focus on improving our customers’ financial tools, helping them spend less time managing their finances and more time focusing on their businesses. You will collaborate with a team of highly skilled professionals, contributing engineering expertise throughout the product development lifecycle—from ideation and design to architecture, development, release, and post-release monitoring and scaling.

About the Team:

At Gusto, the Business Money team is on a mission to support small and medium-sized businesses by providing financial tools that help them manage cash flow and run their businesses with confidence. The suite of products we own includes (but is not limited to) Bill Pay, Invoicing, Expenses, Payroll Bridge (Payroll Line of Credit to fund payroll), and a Cash Flow Dashboard that offers a comprehensive view of business finances.

Our team is relatively small but operates at a fast, startup-like pace. In less than two years, the team has effectively created a new business vertical called Gusto Money, delivering multiple large scale 0-1 products that help small businesses have more control over their business finances and greater confidence in making financial decisions. As we continue to expand our offerings across business finance, accounting, and cash flow management, this is a great opportunity to apply your skills and help shape the future of Gusto Money.

Here’s what you’ll do day-to-day:

Build products & services and scale the platform that powers business money and accounting experiences at Gusto
Take ownership of projects, ensuring they meet high standards of quality and performance
Adopt the latest best practices for using AI technologies across all aspects of product development
Collaborate on complex and ambiguous problems with partnerships from Engineering, Product Management, Design, Data Science, Compliance, Operations, and other cross-functional teams
Engage in a highly supportive environment working with others to drive productivity and innovation
Help drive the product development process from concept to launch

Here’s what we're looking for:

8+ years of professional software development experience
Experience architecting, building, and testing large-scale and resilient distributed systems and/or software platforms
Maximizes the use of AI tooling while guiding the team in adopting modern AI practices
Comfortable dealing with ambiguity and working with quick iteration cycles
Ability to communicate technical complexity and help facilitate informed tradeoffs
Willingness to collaborate across different functions
An aptitude and interest in bringing clarity and simplicity to complex and ambiguous problems
Experience as a technical lead, leading the work of multiple engineers on multi-quarter projects

Nice, but not required:

Experience in the Fintech industry building scalable backend systems to power financial services and products
Experience with accounting, bookkeeping, tax, or financial reporting systems and a strong understanding of accounting workflows
Familiarity with small business accounting or tax domains, including concepts such as ledgers, reconciliations, financial statements, payroll accounting, or tax compliance
Ruby/Ruby on Rails, GraphQL, React, Typescript, AWS

Please note that a two day travel to a Gusto office for onboarding is required for this position. If you have any questions regarding this requirement, please share with your recruiter.

Our cash compensation amount for this role is targeted at $163,000–$204,000 in Denver & most remote locations, and $197,000–$247,000 for San Francisco & New York. Stock equity is additional. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.

Gusto has physical office spaces in Denver, San Francisco, and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately 2-3 days per week (or more depending on role). The same office expectations apply to all Symmetry roles, Gusto's subsidiary, whose physical office is in Scottsdale.

Note: The San Francisco office expectations encompass both the San Francisco and San Jose metro areas.

When approved to work from a location other than a Gusto office, a secure, reliable, and consistent internet connection is required. This includes non-office days for hybrid employees.

Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.

Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic. Gusto considers qualified applicants with criminal histories, consistent with applicable federal, state and local law. Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey, please fill out this form and a member of our team will get in touch with you.

Gusto takes security and protection of your personal information very seriously. Please review our Fraudulent Activity Disclaimer.

Personal information collected and processed as part of your Gusto application will be subject to Gusto's Applicant Privacy Notice.

About Gusto

Gusto

gusto.com

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Frequently Asked Questions

How do I apply for the Business Money Engineering position at Gusto?

Use the Apply button above to submit your application directly to Gusto. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.

Is the Business Money Engineering role at Gusto remote?

Yes. This is a remote role. The team is based in San Francisco, CA;New York, NY;Ontario, CAN - Remote;Toronto, Ontario, CAN - Remote;United States - Remote, but the position itself does not require relocating to that office.

What does a Business Money Engineering at Gusto earn?

Gusto has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.

When was the Business Money Engineering role at Gusto posted?

This role was posted on July 10, 2026 (10 days ago). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.

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