Senior Life Underwriter

Remote USRemotePosted 20 days ago

Role Overview

Ethos Life is hiring a Senior Life Underwriter. This is a full-time remote role, with the team based in Remote US. Part of Ethos Life's Risk hiring, posted 2 weeks ago. Full responsibilities, required qualifications, and the apply link are listed in the description below.

Salary Context

Salary is not disclosed in this posting. Market median for Senior-level Risk roles is $108k-$160k (based on 33 comparable listings). Many employers share specifics during the interview process or after an initial screen.

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Job description

About Ethos

Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.

About the role

Are you a life insurance underwriter with 5+ years of experience, who is passionate about the profession of underwriting? Do you have a growth mindset and willingness to roll up your sleeves to tackle challenges? Would you enjoy working in a collaborative environment where your opinion matters?

Duties and Responsibilities:

Understand underwriting policies, guidelines, practices and procedures
Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
Communicate effectively both written and verbally to explain underwriting decisions
Influence and champion changes to improve processes while maintaining mortality expectations
Work efficiently to gather information necessary for decision making
Ability to independently work assigned requests with minimal direction
Comfortable with ambiguity

Qualifications and Skills:

5-7 years Life/Health Insurance experience
4 year degree preferred
In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU
Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
Experience with underwriting rules engines
Term and permanent, adult and juvenile life insurance underwriting
Growth mindset, ability to think critically and problem solve independently
Ability to take constructive feedback from peers, auditors and managers
Positive, inclusive, agile, and collaborative mindset
Strong verbal and written communication skills
Desire to be a team player in a dynamic environment

#LI-Remote #LI-AG1

The US national base salary range for this full-time position is $77,000 -$136,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training.

Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits.

You can find further details of our US benefits at https://www.ethoslife.com/careers/

Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.

Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ethos.com or @getethos.com.

We will never ask for payment, banking details, or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address, please treat it as fraudulent.

About Ethos Life

Ethos Life

RiskHires remote

36 other open roles at Ethos Life on TryApplyNow.

View all 37 roles at Ethos Life

Frequently Asked Questions

How do I apply for the Senior Life Underwriter position at Ethos Life?

Use the Apply button above to submit your application directly to Ethos Life. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.

Is the Senior Life Underwriter role at Ethos Life remote?

Yes. This is a remote role. The team is based in Remote US, but the position itself does not require relocating to that office.

What does a Senior Life Underwriter at Ethos Life earn?

Ethos Life has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.

When was the Senior Life Underwriter role at Ethos Life posted?

This role was posted on June 19, 2026 (20 days ago). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.

How much experience does the Senior Life Underwriter role at Ethos Life require?

This is a senior-level position. Most senior roles call for 5+ years of directly relevant experience. Ethos Life lists their specific requirements in the description below, so review the must-have qualifications closely before applying.

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