Hiring For US Mortgage Live Underwriters at Chennai/Pune - Leading MNC

We are hiring for US Residential Mortgage Live Underwriters with a leading MNC

Skill : US Residential Mortgage - Live Underwriting

Years of Experience : 3 - 12 years

Location : Chennai & Pune

Shift : US shift

Work Mode: Work from Office

Transport: One Way Cab (Upto 25 kms)

Notice Period: Immediate joiners only

Roles and Responsibilities:

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• Loan Application, AUS Review, Credit Report, Credit Supplements, Liability analysis, Ratio calculations, Employment verifications, Income calculations including Salary, self-employment and other income, Title Verification, Appraisal, Insurance, Tax certificates, Borrowers net-worth including Bank statements, Retirement statements and Mutual Funds, Guideline analysis and reserve requirements.
• Excellent verbal and written communication skills
• Ability to deal with multiple priorities and tasks to meet changing deadlines
• Strong analytical, problem solving, attention to detail and decision-making skills
• Ability to successfully interface with business users, IT, and third parties to determine functional requirements.
• Underwrite new business applications against an established set criteria for Consumer finance applications
• Assess all new applications in line with Retail Lending Standards and Policy
• Work in conjunction with our sales teams to identify and resolve any challenges in relation to decisions and appeals
• Be responsible for dealing with the more complex enquiries from both staff and external sources to provide an informed response which results in a TCF outcome for those concerned.
• Apply Consumer Duty principles, and aim to deliver fair outcomes in all of our day-to-day activities.
• Share and maintain best practice in lending appropriately and fairly, achieving compliance with all applicable internal and external standards including but not limited to Regulation Group Internal Audit, Group Credit Risk Policy and Lending Standards, in addition to operating within stated levels of risk appetite/mandate.
• Maintain a comprehensive and up to date knowledge and understanding of MotoNovo Finance products and services, providing accurate information and proactively promoting them where appropriate.
• Work collaboratively and assist and support with the Training and Competence of new underwriters ensuring this is appropriately and suitably evidenced, both initially throughout the induction process, and subsequently on an ongoing basis at all mandate levels.
• Maintain an up-to-date knowledge of regulatory and legislative information related to MotoNovo Finance products and services (e.g. ICOB, CONC,FCA Rules, Money Laundering, Data Protection, CDD, KYC etc.)
• Maintain an excellent knowledge and understanding of all relevant policies and procedures relevant to the role, being compliant with these policies and procedures at all times.

Interested candidates share your updated CVs to santhiyalakshmi@culminantexes.com

Regards,

Recruiter

Culminant