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Dynamic Portfolio Credit Officer for Retail Loan Management

American Agcredit
Full Timemid
CAPosted April 8, 2026

Job Description

Engage customers and manage distressed retail loans as a dynamic Portfolio Credit Officer. Leverage strong analytical skills and innovative solutions to support clients in navigating financial challenges. This position focuses on working closely with retail customers with past-due loans to find tailored solutions that fit within risk tolerances. As a critical role within the organization, you will utilize a blend of relationship management and underwriting skills to drive successful outcomes. Your expertise in credit analysis will be key in ensuring compliance and fostering positive customer relationships. Key Responsibilities:

  • Serve as point of contact for distressed retail loans
  • Monitor potentially distressed accounts and provide timely solutions
  • Prepare loan service plans and distressed loan notices
  • Conduct thorough credit analyses and recommend actions
  • Develop credit packages and documentation oversight Requirements:
  • BA/BS degree in agribusiness or related field
  • Minimum of 5 years banking or agricultural lending experience
  • At least 2 years in distressed credit management
  • Strong credit and analytical skills required
  • Excellent communication and interpersonal abilities Become a pivotal part of the retail loan process by leveraging your expertise and making significant contributions to client success. J-18808-Ljbffr

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