General Insurance Underwriter
Accurate Risk Manager and Insurance Brokers Pvt LtdRole Overview
Accurate Risk Manager and Insurance Brokers Pvt Ltd is hiring a entry-level General Insurance Underwriter. This is a full-time role in Maharashtra. Part of Accurate Risk Manager and Insurance Brokers Pvt Ltd's Risk hiring. Full responsibilities, required qualifications, and the apply link are listed in the description below.
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Job Description
Job Title: EB Underwriter – Employee Benefits
Department: Underwriting / Group Health & and Group Personel Accidents.
Reporting To: Head – Employee Benefits / Senior Underwriter
Location: Kothrud
Job Purpose: To evaluate, assess, and underwrite group insurance proposals (such as Group Health, Group Personal Accident, and Group Term Life) for corporate clients, ensuring profitability and compliance with underwriting guidelines while supporting the broking team in client servicing and renewals.
Key Responsibilities:
1. Analyse group insurance proposals, claim experience, and demographics to assess risk exposure.
2. Prepare underwriting reports and recommend pricing or benefit changes based on risk evaluation.
3. Liaise with insurance companies to negotiate premium rates and policy terms and payouts.
4. Maintain adherence to insurer and regulatory underwriting guidelines. 5. Review census data, past claim ratios, and benefit structures.
6. Prepare comparative quotes and technical analysis for the RH/sales team.
7. Develop costing models and benefit illustrations for renewals and new business
8. Analyse claim experience and recommend renewal strategies.
9. Support the RH/ Sales team with renewal negotiations and rate finalization.
10. Track and report renewal status to ensure timely closures.
11. Coordinate with insurance companies, TPAs, and internal teams for smooth policy issuance and endorsements.
12. Provide technical support to sales, claims, and operations teams.
13. Participate in client presentations when technical input is required.
14. Ensure accurate documentation of underwriting files and client records.
15. Comply with IRDAI regulations, company policies, and confidentiality standards.
Key Skills & Competencies:
1. Strong understanding of group health, GPA, and GTL insurance products.
2. Analytical ability to interpret claims data and actuarial inputs.
3. Negotiation and communication skills.
4. Attention to detail and time management.
5. Proficiency in MS Excel and data modelling.
Qualification & Experience:
1. Graduate / Postgraduate in Insurance, Finance, or related field.
2. Minimum 2–5 years of experience in group insurance underwriting (broker or insurer side).
3. Knowledge of IRDAI regulations and TPA functioning preferred.
4. Any engineering graduate or diploma, Certification in Insurance (Licentiate / Associate – III / IIB will be added advantage
5. Freshers are welcome to apply, there will 3 months training and 6months probation, during training stipend will be 15000/-
Performance Indicators (KPIs):
1. Accuracy of underwriting analysis and quotations.
2. Turnaround time for quote and renewal submissions.
3. Client and insurer satisfaction levels.
4. Retention ratio of group clients.
Pay: ₹15,000.00 - ₹30,000.00 per month
Work Location: In person
Frequently Asked Questions
How do I apply for the General Insurance Underwriter position at Accurate Risk Manager and Insurance Brokers Pvt Ltd?
Use the Apply button above to submit your application directly to Accurate Risk Manager and Insurance Brokers Pvt Ltd. Most applications take less than 5 minutes if your resume and contact details are ready, and you'll be routed to the employer's official application system to finish.
Where is the General Insurance Underwriter position at Accurate Risk Manager and Insurance Brokers Pvt Ltd located?
This position is based in Maharashtra. Accurate Risk Manager and Insurance Brokers Pvt Ltd has not indicated remote or hybrid options for this role, so candidates should plan for on-site work.
What does a General Insurance Underwriter at Accurate Risk Manager and Insurance Brokers Pvt Ltd earn?
Accurate Risk Manager and Insurance Brokers Pvt Ltd has not disclosed a salary range in this posting. Many employers share specifics later in the interview process; you can also ask during a recruiter screen if compensation transparency is important to you.
When was the General Insurance Underwriter role at Accurate Risk Manager and Insurance Brokers Pvt Ltd posted?
This role was posted on May 11, 2026 (35 days ago). It's still listed as actively hiring; we re-confirm openings against the source system multiple times per day and remove closed roles.
Is the General Insurance Underwriter role at Accurate Risk Manager and Insurance Brokers Pvt Ltd entry-level?
Yes. This is an entry-level position. Strong candidates typically have 0-2 years of relevant work experience, internships, or significant project work. Read the full description for any specific qualification requirements Accurate Risk Manager and Insurance Brokers Pvt Ltd has listed.
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