Mortgage Loan Officer

Job Description

Accountable for propelling sales and marketing initiatives for Truist Mortgage Loan products in compliance with bank policies. Supports cross-selling endeavors for other bank services and insurance products, giving clients first-rate advice and assistance.

Crucial tasks and mandates:

• Devise and implement successful mortgage marketing tactics and business growth plans to achieve or surpass production objectives.
• Keep yourself well-versed in the mortgage strategies, policies, procedures, and secondary market investor guidelines utilized by Truist.
• Embrace full compliance with Truist policies and procedures, including state and federal regulatory frameworks.
• Supplying expert mortgage advice based on a thorough understanding of the client's needs and the advantages of Truist Mortgage products.
• Adhere to Truist's referral procedure by facilitating the connection of mortgage clients with extra banking services.
• Provide assistance with the documentation follow-up for mortgage loans involving clients, legal professionals, or property assessors as essential during quality assurance or post-transaction scrutiny.

Qualifications

• The ideal candidate will have a minimum of one year of experience in banking or lending, along with basic knowledge of residential property types.
• Strong capabilities in organization, as well as clear written and verbal communication skills.
• Displays solid interpersonal capabilities and demonstrates prowess in negotiation.
• Ability with pertinent computer software.
• The requirements of the SAFE Mortgage Licensing Act mandate that individuals obtain NMLS registration and clear a background screening within a 30-day timeframe.

Preferred Qualifications

• The position mandates either a bachelor's degree in Business, Marketing, Accounting, or a related field, or an equal amount of experience in financial sales.
• With a background of over two years in residential mortgage lending, adept at navigating the local market nuances and regulatory mandates.
• Confirmed record of successful sales outcomes and prior experience in guiding others.

Equal Opportunity Statement:

Truist guarantees that all individuals are treated fairly and without bias in matters of employment, declining to differentiate based on race, sex, color, creed, origin, age, sexual orientation, gender expression, physical handicap, military background, or any other legally safeguarded classification. Truist adheres to a strict policy requiring a drug-free work setting to ensure a secure and productive atmosphere for all employees.