It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The CIB, Analyst role sits within Santander Corporate & Investment Banking’s Structured Finance Group, supporting the Fund Solutions platform across a broad range of products including Subscription (capital call) lines, NAV facilities, ABLs, GP lines, and other related equity financing solutions.

The role will incorporate responsibility across the full lifecycle of transactions, including origination support, credit analysis, execution and ongoing portfolio management. The Analyst will work across a diverse set of private capital clients, including Private Equity, Infrastructure, Real Estate, and Credit funds.

This role is integral to building and maintaining strategic financing solutions to Santander fund finance clients. This position is designed for a highly motivated professional who thrives in a fast-paced, client-facing environment and demonstrates strong judgment, ownership, and commitment to Santander’s risk culture and adapting to business needs as required.

• Support the origination, underwriting, and structuring of Subscription lines, Equity and Credit NAVs, Hybrid, Asset Backed Loans (ABL), GP facilities and other fund financing transactions, including new deals, refinancings, amendments and upsizes.
• Prepare credit materials including financial models, borrowing base analysis, risk ratings, and due diligence assessments.
• Analyze fund structures, LP bases, and collateral to inform credit sizing and assess sponsor quality, portfolio performance, and investor composition
• Contribute to transaction execution, including documentation review, negotiation support and deal closing.
• Develop clear and concise credit analysis and recommendations, identifying key risks, mitigants, and structural considerations in line with Santander standards.
• Partner with senior team members to present and defend credit recommendations to internal stakeholders.
• Support the active management of a portfolio of fund finance transactions, including monitoring performance, collateral, and covenant compliance.
• Assist with ongoing portfolio activities such as amendments, waivers, refinancings, extensions, and annual reviews.
• Maintain internal systems and support portfolio reporting, analytics, and presentations.
• Review legal documentation for amendments and renewals, ensuring alignment with approved credit terms.
• Engage with clients as appropriate, developing an understanding of financing structures, fund performance, and evolving client needs.
• Support interactions with internal control functions, including risk, audit, and regulatory stakeholders.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor’s degree in Finance, Accounting, Economics, Engineering, or a related analytical discipline.
• Relevant coursework or interest in structured finance, real assets, or private markets
• 0–3 years of experience in fund finance, structured, infrastructure, leveraged finance, investment banking or related fields.
• Candidates with technical or quantitative backgrounds and an interest in private capital and credit are encouraged to apply.
• Strong financial modeling and analytical skills (Excel and PowerPoint proficiency required).
• Clear written and verbal communication skills with the ability to engage with internal and external stakeholders.
• High attention to detail, strong work ethic, and ability to manage multiple priorities in a fast-paced environment.
• Demonstrated interest in credit, investing, and private capital markets.

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum

$67,500.00 USD

Maximum:

$110,000.00 USD

We Value Your Impact:

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.