Individual Life Insurance Underwriter

Title: Individual Life Insurance Underwriter

Location: Remote across Canada

Duration: Fulltime, permanent role

Salary range: $81,000 to $100, 000

Openings: 5+

Job Description

Insight Global is seeking experienced Individual Life Underwriters to join a rapidly growing Insurance client. This role is ideal for underwriters with 4–9 years of traditional life and critical illness underwriting experience with meaningful signing authority (typically $1M–$1.5M+), offering exposure beyond capped or affinity-market models. In this role, underwriters will independently assess and underwrite traditional individual life and CI policies, making full, uncapped underwriting decisions on higher-value and higher-complexity cases.

Successful candidates bring strong critical‑thinking skills, the confidence to exercise signing authority and challenge assumptions, and the ability to communicate effectively with internal stakeholders in a fast‑paced underwriting environment.

Responsibilities

• Underwrite traditional individual life insurance (non-affinity / non-group)
• Full underwriting decisions, not capped at lower mortality thresholds
• Underwrite Critical Illness (CI) policies
• Review and assess higher-value, higher-complexity files
• Exercise signing authority independently within assigned limits

Required Skills & Experience (Must-Haves):

4–9 years of underwriting experience (individual insurance)

• Experience underwriting traditional individual life insurance

Signing authority:

• Generally $1M+ life insurance

CI signing authority strongly preferred

Experience evaluating higher-rating and higher-complexity cases

Strong questioning and critical-thinking skills

Ability to validate requirements and challenge assumptions

Excellent communication and stakeholder collaboration skills

We may use artificial intelligence tools to assist with the screening, assessment, or selection of potential applicants for this position.