As a highly skilled SME/Business Analyst (BA) with expertise in Life Insurance, particularly in core life insurance systems, rating, pricing, and business rules, you will play a crucial role in documenting requirements, analyzing pricing methodologies, and collaborating with stakeholders to streamline policy administration and underwriting processes. Your strong background in core life insurance platforms and pricing systems will be a key advantage in this role.

• *Key Responsibilities:**
• Work closely with business stakeholders, actuaries, and IT teams to define and document requirements.
• Create Business Requirement Documents (BRD), Functional Specification Documents (FSD), and Use Cases for life insurance products and rating models.
• Define and document pricing methodologies, rating structures, and business rules for life insurance products.
• Evaluate existing workflows in policy issuance, premium calculations, underwriting, and claims processing.
• Act as a bridge between business teams, IT developers, actuaries, and third-party vendors.
• Lead requirement gathering workshops, stakeholder discussions, and process reviews.
• Work onsite in New Jersey, engaging directly with customers, development teams, and insurance partners.
• *Qualifications & Skills:**
• 5+ years of experience as a Business Analyst/SME in Life Insurance.
• Hands-on experience with core life insurance platforms (policy administration, underwriting, or claims systems).
• Strong understanding of rating engines, pricing models, and underwriting rules.
• Experience with term life and whole life insurance products.
• Background in pricing system integration and rules engine configuration.
• Proficiency in documentation tools such as Visio, Confluence, JIRA, and Excel.
• Strong analytical and problem-solving skills.
• Excellent communication skills for effective collaboration with business and IT teams.
• Ability to work independently and drive digital transformation initiatives.

In addition to the above, the company prefers candidates with experience in Low-Code/No-Code platforms or automation tools, knowledge of regulatory frameworks (e.g., NAIC, IFRS 17, or GAAP for Life Insurance), and exposure to APIs, digital insurance ecosystems, and pricing model integration. As a highly skilled SME/Business Analyst (BA) with expertise in Life Insurance, particularly in core life insurance systems, rating, pricing, and business rules, you will play a crucial role in documenting requirements, analyzing pricing methodologies, and collaborating with stakeholders to streamline policy administration and underwriting processes. Your strong background in core life insurance platforms and pricing systems will be a key advantage in this role.

• *Key Responsibilities:**
• Work closely with business stakeholders, actuaries, and IT teams to define and document requirements.
• Create Business Requirement Documents (BRD), Functional Specification Documents (FSD), and Use Cases for life insurance products and rating models.
• Define and document pricing methodologies, rating structures, and business rules for life insurance products.
• Evaluate existing workflows in policy issuance, premium calculations, underwriting, and claims processing.
• Act as a bridge between business teams, IT developers, actuaries, and third-party vendors.
• Lead requirement gathering workshops, stakeholder discussions, and process reviews.
• Work onsite in New Jersey, engaging directly with customers, development teams, and insurance partners.
• *Qualifications & Skills:**
• 5+ years of experience as a Business Analyst/SME in Life Insurance.
• Hands-on experience with core life insurance platforms (policy administration, underwriting, or claims systems).
• Strong understanding of rating engines, pricing models, and underwriting rules.
• Experience with term life and whole life insurance products.
• Background in pricing system integration and rules engine configuration.
• Proficiency in documentation tools such as Visio, Confluence, JIRA, and Excel.
• Strong analytical and problem-solving skills.
• Excellent communication skills for effective collaboration with business and IT teams.
• Ability to work independently and drive digital transformation initiatives.

In addition to the above, the company prefers candidates with experience in Low-Code/No-Code platforms or automation tools, knowledge of regulatory frameworks (e.g., NAIC, IFRS 17, or GAAP for Life Insurance), and exposure to APIs, digital insurance ecosystems, and pricing model integration.