Senior Staff Software Engineer, Payments and Risk

About the Role:

We're hiring engineers to join our Risk Engineering team that works on core platform capabilities, improving our existing systems for extensibility and scalability, and building the future of Gusto's Risk system. You'll lead complex technical projects end-to-end by making architectural decisions for your team's systems, understanding how to take existing systems closer to desired end states, executing on projects, and maintaining code that powers core experiences.

About the Team:

Payments and Risk is responsible for all of the money management and movement operations that are used by our customers across a suite of businesses that all depend on money being moved safely between partners, employers, employees, government authorities and Gusto. In order to enable growth for Gusto and our customers, the Risk organization is responsible for defining best-in-class user experiences in order to mitigate financial and reputation risk.  The Risk team is responsible for building the infrastructure for a.) bad actor platform capabilities to prevent fraudsters from abusing Gusto’s platform while improving false positive rate and, b.) the credit underwriting and collections platform to enable faster and greater access to credit while minimizing financial loss. The Payments team will be completely re-architecting the payments platform at Gusto to be able to move money fast and at scale.

Here’s what you’ll do day-to-day:

• Design, build, and test infrastructure capabilities that enable the Risk team to efficiently build unique, custom tailored experiences for existing and emerging Risk products. Collaborate with the broader Risk organization on platform strategy.
• Help scale one of the largest Ruby/Rails and TypeScript/React applications in the world
• Collaborate on complex and ambiguous problems with partnerships from Engineering, Product Management, Design, Data Science, Operations, and other cross-functional teams
• Build the software platform that powers multiple 1st and 3rd party products and serves millions of businesses.
• Mentor and grow fellow engineers working to create holistic and scalable solutions

Here’s what we're looking for:

• 10+ years of professional software engineering experience with expertise in building scalable Fintech platforms for complex systems
• Experience applying AI tools to accelerate development and improve system reliability. Familiar with using AI for code generation, testing, and documentation.
• Experience building fault-tolerant, mission-critical software as well as designing and developing robust, distributed systems using multiple general-purpose programming languages
• Experience influencing and guiding the work of multiple teams on scaling, refactoring, and optimizing legacy products 
• Experience architecting, building, and testing large-scale production level code that is maintainable, structured, and well-documented
• An aptitude and interest in bringing clarity and simplici