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Software Development Engineer III

GoCardless
Full Timesenior
London, UKPosted January 26, 2026

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Job Description

About Us at GoCardless

GoCardless is a global bank payment company. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect and send payments through direct debit, real-time payments and open banking. 

GoCardless processes US$130bn+ of payments annually, across 30+ countries; helping customers collect and send both recurring and one-off payments, without the chasing, stress or expensive fees. We use AI-powered solutions to improve payment success and reduce fraud. And, with open banking connectivity to over 2,500 banks, we help our customers make faster, more informed decisions.

We are headquartered in the UK with offices in London and Leeds, and additional locations in Australia, France, Ireland, Latvia, Portugal and the United States.

At GoCardless, we're all about supporting you! We’re committed to making our hiring process inclusive and accessible. If you need extra support or adjustments, reach out to your Talent Partner — we’re here to help! 

And remember: we don’t expect you to meet every single requirement. If you’re excited by this role, we encourage you to apply!

Engineering at GoCardless 

The technical challenges of building GoCardless span from simplifying building banking schemes to optimising the time to render the dashboard. 

You will enjoy being a software engineer at GoCardless if:

  • You’re looking to champion a great engineering culture within GC and in the wider engineering community; 
  • You enjoy collaborating and learning from people from various backgrounds and experiences; 
  • You want to feel proud of the work you’re doing and its impact on real customers.

Our engineers contribute to the engineering culture within and outside of GoCardless: they contribute to Open Source Software projects (see our Github), and share learnings in post-mortems, conferences and on our blog.

Our technologies: We endeavour to build simple, reliable systems and we believe in using the best technologies for each task. Technologies we use across GoCardless include: Ruby on Rails, Golang, Python, JavaScript, TypeScript, React, Postgres, BigQuery, Kubernetes, Elasticsearch, Prometheus, Google Cloud (GCP).

You’re not expected to have expertise in all these technologies. Members of our team have picked up the tools once they’ve started working with the team. If you’re unsure, please apply.

The role 

This is an exciting and unique opportunity to join GoCardless in our London office as a Software Development Engineer III.

You will actively shape the team's future, aiming to build robust, high-quality products. You'll be involved in planning and executing the technical vision, which includes working on some of these key initiatives.

Joining us at this stage means your work will have an impact across the wider GoCardless organisation. This is a fantastic chance to be part of something new, innovative and truly aligned with our mission to simplify payments globally.

What excites you 

  • You have a growth mindset, motivated by driving concrete business outcomes.
  • You adapt to new technologies and processes quickly.
  • You thrive in a collaborative environment and believe the best products are built through collaboration.
  • You are passionate about building and improving products by experimenting, prototyping and applying an iterative approach to validate ideas and learn.

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