Job Description
Job Description As a Sr. Injury Adjuster, you will handle attorney-involved, moderately complex claims. Responsibilities include confirming coverage, determining liability, investigating, evaluating, negotiating, and adjudicating claims per state laws and regulations. You will provide best-in-class member service through setting expectations, proactive communication, advice, and empathy.
Key Responsibilities:
- Adjust attorney-involved soft tissue and moderately complex injury claims (e.g., torn meniscus, broken bones, disc herniations) and related auto physical damage.
- Identify and confirm coverage decisions on soft tissue and moderately complex bodily injury claims.
- Investigate loss details, determine liability, evaluate, negotiate, and adjudicate claims timely with clear documentation within authority guidelines.
- Manage claims workload, keep members and parties informed, provide timely updates.
- Collaborate with team members to resolve issues and escalate when appropriate.
- Coordinate with vendors and internal partners to facilitate claim resolution.
- Deliver excellent member service with appropriate expectations and communication.
- Support workload surges and catastrophe (CAT) response including on-call duties, possible evenings, weekends, holidays.
- May travel for CAT deployments with minimal notice.
- Handle claims of higher complexity and additional duties as needed.
- Ensure effective risk management per policies and procedures.
Must Have Qualifications:
- High School Diploma or GED.
- 2 years auto claims adjusting experience.
- 1 year injury adjusting experience with attorney-represented claims.
- Proficient knowledge of auto claims contract, investigation, evaluation, negotiation, adjudication, case law, and state regulations.
- Strong negotiation, investigation, communication, and conflict resolution skills.
- Time management and decision-making skills.
- Investigatory, prioritizing, multi-tasking, and problem-solving skills.
- Knowledge of human anatomy and medical terminology related to injury claims.
- Ability to exercise sound financial judgment.
- Proficient in coverage evaluation, loss assessment, and reserving.
- Obtain and maintain insurance adjuster license within 90 days and 3 attempts.
Nice to Have Qualifications:
- 4+ years auto liability/casualty adjusting experience.
- 1+ year claims experience.
- Ongoing professional development in insurance.
- Bachelor's degree or higher.
Compensation and Perks:
- Salary: $63,590 - $90,000
- Hybrid schedule: Mandatory 3 days in-office in Phoenix.
- Comprehensive benefits supporting physical, financial, and emotional wellness.
- Medical, dental, vision, 401(k), pension, life insurance.
- Parental benefits, adoption assistance, paid time off with holidays, 16 paid volunteer hours, wellness programs.
- Career path planning and continuing education support.
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About Distro
Distro
distro.io
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