Data Scientist – Risk & Customer Insights - Immediate Joiners

Hiring for: An exciting InsurTech startup building an AI-native stack for the Insurance.

Role: Data Scientist – Risk & Customer Insights

Positions: 1

Experience: 4 to 6 years

Location(s): Bangalore, Mumbai

Type: On-site / Permanent

Salary: 20 LPA to 40 LPA

Notice Period: Immediate to 15 days

We are looking for a data scientist to work on problems like predicting customer drop-off (churn), risk scoring, and customer behavior analysis in insurance/financial services.

Roles and Responsibilities:

• Build models to predict which customers are likely to stop paying, churn, or become risky
• Work on customer behavior analysis over time (cohorts, retention, payment patterns)
• Create meaningful features from raw data (transactions, customer activity, timelines)
• Evaluate models and ensure they are useful for business decisions, not just good offline metrics
• Work closely with product/business teams to translate model outputs into actions (targeting, interventions, etc.)
• Monitor model performance and iterate based on real-world feedback

Required skills

• 3–6 years of experience in data science / applied ML
• Strong understanding of supervised learning + feature engineering
• Experience working with real-world messy data (time series / transactional data is a plus)
• Good grasp of model evaluation (not just accuracy) and practical trade-offs
• Ability to think in terms of business problems, not just models BFSI / insurance experience is a plus, but not mandatory

Nice to have

• Experience with risk models / churn prediction / customer analytics
• Familiarity with concepts like cohort analysis, class imbalance, model monitoring
• Comfort working with SQL + Python (pandas, sklearn, etc.)