K-Dimensional Holdings Inc. dba Coast Job duties: - Analyze internal and external data—including credit bureau, financial, transactional, and application data —to support and refine credit risk policies for underwriting, credit line adjustments, and account-level decisioning. - Help create best-in-class credit policies and risk management infrastructure. - Design and manage data reporting frameworks related to credit risk and fraud by partnering with data engineers and analytics teams. - Contribute to the automation and optimization of credit risk operations by building decision frameworks and supporting risk modeling. - Conduct data-driven investigations into potential fraud incidents such as identity theft or account takeovers. - Perform root cause analysis to improve predictive capabilities for credit defaults and risk exposures. - Collaborate cross-functionally with product, finance, legal, operations, sales, and marketing to develop and implement credit-related strategies and policies. - May telecommute within a reasonable commuting distance from the New York office. Education and Experience required: Bachelor’s degree in Finance, Economics, Statistics, Applied Mathematics, Computer Science, Data Science, Business Administration, Engineering, Actuarial Science, Information Systems, or Management Science and 2 years in credit risk analysis or related occupation within consumer or small and medium enterprise (SME) lending. Background: 2 years of experience in the following: 1. Deploying a SQL and Python; 2. MS office applications; 3. Root cause and statistical analysis related to credit defaults and risk exposures; 4. Building and maintaining data pipelines, utilizing SQL and Python, that includes data cleansing, wrangling, visualization, modeling, and interpretation related to credit risk and fraud; 5. dbt for data modeling and transformation related to credit risk and fraud; 6. Working with APIs; 7. Designing and managing data reporting frameworks related to credit risk and fraud; 8. Create underwriting and risk management strategies; 9. Investigating and evaluating efficiency of risk management policies, procedures, and processes; and 10. Partner with cross-functional teams to execute credit policies, improve operational tooling, and shape the risk management infrastructure. Location: New York, NY (May telecommute within a reasonable commuting distance from the New York office) Rate of pay: $90,000 to $140,000 per year How to apply: Email resumes@coastpay.com with job reference #SCRA in subject line.