Lead Actuary

The Community You Will Join: 

The AirCover team is charged with managing and growing the AirCover business inside of Airbnb. We have a responsibility to our community of Hosts and guests to be there when things don’t go exactly as planned with their reservations. We have a lot of work to do in the coming years and we are looking for someone who will help us manage all of the things that need to be done to deliver best-in-class services to our community.

The Difference You Will Make:

The Lead Actuary will play a critical part in shaping the financial strategy and risk framework for AirCover’s global insurance programs. You will work with our captive insurance company, our in-house insurance agencies, and outside partners including brokers & insurance companies on these programs. You will be responsible for actuarial modeling, pricing, reserving, and capital adequacy analyses that support both our self-insured exposures and risk-transfer mechanisms through our insurer partnerships. You will bring technical expertise and strategic insights to executive leadership, underwriters, our captive insurance company, and other key internal stakeholders. 

This is a high-impact role requiring strong business acumen, the ability to work across functions, and comfort in a fast-paced, innovative environment.

A Typical Day: 

• Partner with internal and external parties to develop, price, and underwrite innovative new insurance and protection products in support of our global guests and hosts
• Manage and support Airbnb's core actuarial processes for pricing, reserving, and overall performance evaluation in support of strategic decision making around risk financing and structure
• Develop insurance pricing to support insurance placement and renewals
• Work closely with cross functional internal stakeholders to build dashboards to evaluate current program performance and recommend areas for improvement
• Work closely with cross functional stakeholders to evaluate optimal product insurance structure and pricing 
• Identify emerging risks and effectively measure impact to Airbnb
• Communicate and present findings to insurance management and other internal and external stakeholders

Your Expertise:

• 10+ years of experience as an actuary with demonstrable experience working with novel risk structures
• FCAS required
• BA/BS in Math, Statistics, Economics, Finance or similar field
• Strong command of actuarial tools, statistical methods, data visualization techniques, and financial modeling (R, Python, SQL a plus).
• Comfort working within the non-traditional sharing economy insurance space
• Entrepreneurial self-starter with excellent problem-solving capabilities, judgment, communication and interpersonal skills
• Ability to work cross-functionally and actively collaborate with leaders on product, finance, legal, and data science
• Comfortable in a fast-paced environment, subject to rapid change and uncertainty
• Enthusiasm about Airbnb and aligned with Airbnb's core values.

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