Life Underwriter

Insight Global is seeking experienced Individual Life Underwriters to join a rapidly growing Insurance client. This role is ideal for underwriters with 4–15 years of traditional life and critical illness underwriting experience with meaningful signing authority (typically $1M–$1.5M+), offering exposure beyond capped or affinity-market models. In this role, underwriters will independently assess and underwrite traditional individual life and CI policies, making full, uncapped underwriting decisions on higher-value and higher-complexity cases.

Successful candidates bring strong critical‑thinking skills, the confidence to exercise signing authority and challenge assumptions, and the ability to communicate effectively with internal stakeholders in a fast‑paced underwriting environment.

Responsibilities

• Underwrite traditional individual life insurance (non-affinity / non-group)
• Full underwriting decisions, not capped at lower mortality thresholds
• Underwrite Critical Illness (CI) policies
• Review and assess higher-value, higher-complexity files
• Exercise signing authority independently within assigned limits

Required Skills & Experience (Must-Haves)

• 4–15 years of underwriting experience (individual insurance)
• Experience underwriting traditional individual life insurance
• Not affinity or strictly group market only
• Signing authority: Generally $1M+ life insurance
• CI signing authority strongly preferred
• Experience evaluating higher-rating and higher-complexity cases
• Strong questioning and critical‑thinking skills
• Ability to validate requirements and challenge assumptions
• Excellent communication and stakeholder collaboration skills

Nice‑To‑Have / Plusses

• Experience across multiple carriers or reinsurers

We may use artificial intelligence tools to assist with the screening, assessment, or selection of potential applicants for this position.